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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$1,050,0005 bd · 4.5 ba · 3,956 sq ft

Active·119 days on market

1735 Hagans Ridge Court

Green Cove Springs, FL 32043

$1,050,000$265/sqftEst. $5,725/mo mortgageMLS# 2152656
↓ $50,000 below original list
5
Beds
4.5
Baths
3,956
Sq Ft
2009
Built
3
Garage
Yes
Pool
FEMA Zone XNo HOA6.34 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

You will not get anything more Beautiful then this brick home in the Heart of Green Cove Springs on 6.33 acres and have access to all the amenities at your fingertips, from shopping to restaurants and the Green Cove Park along the St. Johns River. This home offers a master suite and bath with large walk in closet that will take your breath away along with 5 spacious bedrooms and 4 full baths with 1/2 bath for guest to use. Don't forget the 3 car garage and the suite above for extra room 1/1. The family room with tall ceilings and stone fireplace. The formal LR & DR with custom molding throughout. The Kitchen is to die for with plenty of cabinets and granite countertops for cooking and for entertaining. With a breakfast bar and eat in breakfast nook. Full Generator!! So much to offer!! Bring your family and animals to this relaxing, peacful atmosphere!! Roof Replaced 2023 Water Heater Replaced 2025 A/C 2 units for main house Replaced 2025 Pool Pump 2025 Well Replaced 2025

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,725
Property taxesest. at asking price, Clay County$1,609
Estimated total, before insurance$7,334/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,897/yr · $1,075/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,050,000
$210,000
Loan Term
Monthly Payment
$5,725
Principal & Interest: $5,725
Property taxes (est.): $1,609
Insurance (est.): $700
Estimated Total Monthly
$8,034
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 6.3-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Public water · Clay County Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,249 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$862,241$811,519—
2024$858,645$808,645—
2023$892,389$842,389—
2022$840,164$840,164—
2021$575,633$254,808—
2020$550,735$250,622—

2025 property taxes (current owner): $12,897/yr

Estimated taxes if purchased at asking price: ~$19,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$1,050,000−$48,000
  • Jul 31, 2026Price change$1,098,000−$2,000
  • Jul 13, 2026Active$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1795 Colonial Drive, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYAug 2026$737,000$2314/3.53,196671.2
1677 Pebble Beach Boulevard, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$580,000$1654/43,512311.3
1728 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJun 2025$645,000$2225/42,90371.3
1839 Turnberry Court, Green Cove Springs, FL 32043Listed by INI REALTYOct 2026$610,000$1854/33,2983591.4
1856 Colonial Drive, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYJul 2026$700,000$1934/4.53,634701.4
1624 Colonial Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$685,000$2365/42,9002701.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,050,000
Price / Sq Ft$265
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,956
Total Structure Area6,453 sq ft
Acres6.34 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address1735 Hagans Ridge Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionHagans Ridge
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size276,170.4 sq ft
Parcel Number16062601556000018
ZoningSingle Family

Amenities

UtilitiesWater Connected
Water SourcePublic, Well
ParkingOther

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook
AppliancesDishwasher, Double Oven, Electric Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedJuly 13, 2026
Days on Market119
Tax Amount$12,896.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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