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Sold

Sold·Closed Jul 23, 2026·70 days on market

1856 Colonial Drive

Green Cove Springs, FL 32043

$700,000sold priceListed at $749,000 · 93.5% of asking$193/sqftMLS# 2137417
4
Beds
4.5
Baths
3,634
Sq Ft
1992
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $168/mo0.84 acresWaterfrontSingle Family Residence2 stories

About this home

Green Cove Springs

Welcome home. Located in the Gated Community of Magnolia Point Golf and Country Club. This stunning estate home is a 2-story, 3-car garage residence features 4 spacious bedrooms, 4.5 bathrooms, and updated finishes throughout. With a custom floor plan, this home offers ample room to relax and entertain. The formal living area and dining room showcase updated finishes and automatic blinds, allowing for an abundance of natural light. The kitchen is equipped with stainless steel appliances, generous counter space, and an island with a flat-top range. The owner's suite on the 1st floor features a large custom bathroom and oversized enclosed shower room with a tub and multiple shower heads. Three additional bedrooms are positioned on the 2nd floor and feature 2 full baths. Step out to your own private paradise in the enclosed, custom entertainment bar area next to the screened-in pool enclosure with a sparkling pool and a separate hot tub, perfect for relaxation and enjoyment. NO CDD.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,877
Property taxesest. at asking price, Clay County$1,073
HOAbilled quarterly$168
Estimated total, before insurance$5,118/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,987/yr · $499/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$700,000
$140,000
Loan Term
Monthly Payment
$3,877
Principal & Interest: $3,877
Property taxes (est.): $1,073
Insurance (est.): $467
Estimated Total Monthly
$5,417
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,538 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$518,396$328,051—
2024$512,737$318,099▲ $9,385
2023$506,990$307,378—
2022$450,757$296,969—
2021$360,764$286,864—
2020$346,765$282,214—

2024 property taxes (current owner): $5,987/yr

Estimated taxes if purchased at asking price: ~$12,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$749,000
  • Mar 30, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.2
1795 Colonial Drive, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYAug 2026$737,000$2314/3.53,196670.3
3593 Long Cove Court, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYJul 2025$630,000$2283/2.52,761310.3
3542 Shinnecock Lane, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTSSep 2026$770,000$2013/43,831360.4
3635 Oglebay Drive, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPJun 2026$490,000$1864/32,638870.4
3570 Shinnecock Lane, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$560,000$2154/2.52,602230.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,000
Price / Sq Ft$206
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,634
Acres0.84 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water, Screen Enclosure
Is WaterfrontYes
Direction FacesSouthwest

School Information

ElementarySpring Park
MiddleGreen Cove Springs
HighClay

Community Information

Address1856 Colonial Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size36,590.4 sq ft
Parcel Number04062601523100337

Amenities

AmenitiesPool, Clubhouse, Gated, Golf Course, Pickleball, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Ice Maker, Microwave
HeatingCentral, Electric
CoolingCentral Air, Multi Units
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 30, 2026
Days on Market70
HOA Fees$505.32 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,986.95
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT MAGNOLIA POINT REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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