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Sold

Sold·Closed Oct 15, 2026·69 days on market

45342 Pickett Street

Callahan, FL 32011

$275,000sold priceListed at $279,900 · 98.2% of asking$175/sqftMLS# 2152121
3
Beds
2
Baths
1,568
Sq Ft
2026
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.51 acresMobile Home1 storyNew construction

About this home

Callahan

Welcome to your brand new home on .5 an acre of land! This brand new mobile home features 3 bedrooms and 2 bathrooms, open concept living with eat in kitchen, new stainless steel appliances, LVP flooring throughout, spacious primary bedroom with walk in closet and double vanity bathroom. Priced to sell and won't last long schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Nassau County$380
Estimated total, before insurance$1,903/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$618/yr · $51/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $380
Insurance (est.): $183
Estimated Total Monthly
$2,086
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,541 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$51,082$32,902—
2024$42,782$29,911—
2023$41,225$27,192—
2022$34,322$24,720—
2021$29,353$22,473—
2020$25,746$20,430—

2025 property taxes (current owner): $618/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$279,900
  • Sep 19, 2026Pending$279,900
  • Jul 29, 2026Active Under Contract$279,900
  • Jul 22, 2026Price change$279,900−$5,000
  • Jun 24, 2026Listed$284,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44195 Flynn Road, Callahan, FL 32011Listed by DJ & LINDSEY REAL ESTATEJun 2026$185,000$1623/21,140390.3
44090 Apache Trail, Callahan, FL 32011Listed by REAL BROKER LLCDec 2025$250,000$2103/21,188560.5
45792 Pickett Street, Callahan, FL 32011Listed by NON MLS (realMLS)Dec 2025$400,000$2093/21,91620.5
40041 Whipporwill Lane, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$231,000$1343/21,728440.6
45025 Mahoney Street, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY MMay 2026$265,000$2353/21,1281370.6
45094 Mickler Street, Callahan, FL 32011Listed by LPT REALTY LLCNov 2025$263,000$1424/31,854180.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$179
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,568
Acres0.51 acres
Year Built2026
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address45342 Pickett Street, Callahan, FL 32011
Area490-Callahan
SubdivisionNewcomb South
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size22,215.6 sq ft
Parcel Number322N25292000020033

Amenities

UtilitiesElectricity Available
Water SourceWell
ParkingOther

Interior

AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 24, 2026
Days on Market69
Tax Amount$617.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: BETROS REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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