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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 23, 2026·39 days on market

44195 Flynn Road

Callahan, FL 32011

$185,000sold priceListed at $185,000 · 100% of asking$162/sqftMLS# 2126619
3
Beds
2
Baths
1,140
Sq Ft
2014
Built
—
Garage
No
Pool
No HOA1.92 acresManufactured Home1 story

About this home

Callahan

Nearly 2 acres just minutes from Callahan—with room to breathe and flexibility to grow. This 1.92-acre property is located less than five minutes from downtown Callahan and right around the corner from the high school, offering a rare mix of convenience and privacy. The 2014 manufactured home (placed on the property in 2015) has been extensively updated and is truly move-in ready. Major systems including HVAC, septic, and well have been professionally serviced, and plumbing improvements have been made for added peace of mind. Inside, enjoy a refreshed interior with updated bathrooms, new vanities, sinks, countertops, toilets, lighting, exhaust fans, and smoke detectors throughout. A standout feature is the extra-large 40-ft shipping container (8' wide x 10' high), professionally painted and ideal for storage, a workshop, or hobby space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Nassau County$255
Estimated total, before insurance$1,280/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,718/yr · $226/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $255
Insurance (est.): $123
Estimated Total Monthly
$1,403
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,229 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$183,853$172,447—
2024$156,770$156,770—
2023$156,375$146,485—
2022$134,875$133,168—
2021$121,062$121,062—
2020$115,544$97,576—

2025 property taxes (current owner): $2,718/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
45025 Mahoney Street, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY MMay 2026$265,000$2353/21,1281370.6
44090 Apache Trail, Callahan, FL 32011Listed by REAL BROKER LLCDec 2025$250,000$2103/21,188560.6
45124 New Ogilvie Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$255,000$2363/21,080480.7
45110 Booth Street, Callahan, FL 32011Listed by NUVIEW REALTYJul 2026$325,000$2603/21,2511410.7
44480 Swallowfork Avenue, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$291,000$2003/21,45631.1
450244 Old Dixie Highway, Callahan, FL 32011Listed by REALHOME SERVICES AND SOLUTIONS INCJun 2026$59,000$553/11,074571.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$162
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,140
Acres1.92 acres
Year Built2014
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address44195 Flynn Road, Callahan, FL 32011
Area490-Callahan
SubdivisionNewcomb South
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size83,635.2 sq ft
Parcel Number312N25292000010021

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchDeck
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedJanuary 23, 2026
Days on Market39
Tax Amount$2,717.97
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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