Sold·Closed Aug 26, 2026·44 days on market
40041 Whipporwill Lane
Callahan, FL 32011
About this home
Callahan
Privacy and potential abound on this beautiful 9-acre parcel located on a private road. The property features an existing 3-bedroom, 2-bathroom home that is in need of repairs and updates, including flooring, kitchen, and bathroom renovations. Previously had two dwellings, the property may offer the benefit of waived impact fees for future construction (buyer to verify). With well, septic, and power already in place, there are numerous possibilities for renovation, rebuilding, or creating your dream homesite. Plenty of room for additional improvements, gardens, recreational use, or livestock. Cash preferred; conventional financing may be possible. Property is being sold as-is. Great opportunity for investors, builders, or buyers seeking privacy and acreage.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,599 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $284,023 | $265,233 | — |
| 2024 | $241,121 | $241,121 | — |
| 2023 | $275,955 | $111,762 | — |
| 2022 | $233,636 | $101,876 | — |
| 2021 | $222,420 | $92,803 | — |
| 2020 | $207,632 | $84,435 | — |
2025 property taxes (current owner): $4,818/yr
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Closed$250,000
- Jul 22, 2026Pending$250,000
- Jul 9, 2026Price change$250,000−$35,000
- Jun 8, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $145/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44480 Swallowfork Avenue, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $291,000 | $200 | 3/2 | 1,456 | 3 | 0.5 |
| 44016 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTY | Oct 2026 | $379,000 | $237 | 3/2 | 1,600 | 28 | 0.6 |
| 44024 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTY | Sep 2026 | $465,000 | $219 | 4/3 | 2,120 | 42 | 0.6 |
| 45094 S Mickler Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2025 | $120,000 | $65 | 4/3 | 1,854 | 20 | 1.2 |
| 45110 Booth Street, Callahan, FL 32011Listed by NUVIEW REALTY | Jul 2026 | $325,000 | $260 | 3/2 | 1,251 | 141 | 1.3 |
| 45047 Amhurst Oaks Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $335,000 | $150 | 4/2.5 | 2,232 | 104 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines