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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Campfield Condos, Jacksonville a home near Atlantic Coast High School.

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Active Under Contract

Active Under Contract·47 days on market·Campfield Condos

11251 Campfield Drive 3104

Jacksonville, FL 32256

$230,000$142/sqftEst. $1,186/moMLS# 2151759
3
Beds
2
Baths
1,623
Sq Ft
2006
Built
Garage
No
Pool

About this home

Campfield Condos

Welcome to this beautifully maintained first-floor 3BR, 2BA condo in the gated Campfield community on Jacksonville's desirable Southside. This spacious home features an open, split-bedroom floor plan with a blend of tile flooring throughout and abundant natural light. The modern white kitchen offers stainless steel appliances, ample cabinetry, and a seamless flow into the dining and living areas, ideal for everyday living and entertaining. The primary suite includes a large walk-in closet and private bath with dual sinks, while additional bedrooms provide flexibility, including a potential office or guest space. Enjoy peaceful preserve views from the screened lanai, perfect for relaxing outdoors. Washer and dryer are included for added convenience. Residents enjoy resort-style amenities such as a pool, fitness center, clubhouse, and walking paths within a secure gated setting. Conveniently located near St. Johns Town Center, UNF, major highways, dining, shopping, and beaches

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,186
Principal & Interest: $1,186
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,715
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,186
Property taxesest. at asking price, Duval County$376
HOAbilled monthly$437
Estimated total, before insurance$1,999/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,027/yr · $252/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $280,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$211,000$160,278 $31,500
2024$242,500$192,500
2023$242,500$192,500
2022$215,000$169,400
2021$154,500$154,000
2020$140,000$140,000

2025 property taxes (current owner): $3,027/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 12, 2026Active Under Contract$230,000
  • Jun 22, 2026Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$230,000
Price / Sq Ft$142
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,623
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address11251 Campfield Drive 3104, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionCampfield
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size435.6 sq ft
Parcel Number1677582250

Amenities

AmenitiesFitness Center, Jogging Path, Management- On Site, Trash, Water
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned
ViewProtected Preserve, Trees/Woods

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBrick Veneer, Composition Siding, Concrete

Additional Information

Date ListedJune 22, 2026
Days on Market21
HOA Fees$437 / Monthly
HOA FrequencyMonthly
HOA NameCampfield Condo Assoc
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$3,027.27
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Campfield Condos

Campfield Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Campfield Condos homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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