This home is in Villages Of San Jose, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 13, 2026·52 days on market·Recent sales in Villages Of San Jose·Villages Of San Jose
3820 Lavista Circle 113
Jacksonville, FL 32217
8 more homes for sale in Villages Of San Jose →Search Villages Of San Jose on the map
About this home
Villages Of San Jose
Villages of San Jose - 3820 Lavista Circle, #113, Jacksonville, FL 32217 Come see this 3 bedroom 2 bathroom condominium in the desirable gated community of the Villages of San Jose! This is a second floor property (elevator access) overlooking the lake with a view of one of the pools (there are two!) and clubhouse. Granite countertops, HVAC replaced in 2023, ceiling fans throughout, wood burning fireplace, 9ft ceilings, wet bar, large screened balcony (15ftx10ft), bathtub and shower in both bathrooms, elevator access, separate private storage unit (6ftx7ft), two reserved parking spaces (one covered) and guest parking, 24hour gate attendant, wood laminate flooring and tile throughout!
Next steps in Villages Of San Jose
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,577 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $262,000 | $206,278 | — |
| 2024 | $255,000 | $200,000 | — |
| 2023 | $255,000 | $200,000 | — |
| 2022 | $210,000 | $168,300 | — |
| 2021 | $153,000 | $153,000 | — |
| 2020 | $107,100 | $107,100 | — |
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Closed$274,500
- Aug 13, 2026Pending$274,500
- Jul 8, 2026Price change$274,500−$25,495
- Jun 20, 2026Listed$299,995
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8201 Sutton Place N, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $140,000 | $104 | 2/2.5 | 1,340 | 136 | 0.5 |
| 8153 Sutton Place N, Jacksonville, FL 32217Listed by DOGWOOD REALTY | Sep 2026 | $218,000 | $120 | 3/2.5 | 1,820 | 174 | 0.6 |
| 8140 Sutton Place E, Jacksonville, FL 32217Listed by MOMENTUM REALTY | Jul 2026 | $205,000 | $113 | 3/2.5 | 1,820 | 128 | 0.6 |
| 8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTY | Oct 2026 | $242,500 | $209 | 3/2 | 1,161 | 14 | 1 |
| 3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INC | Oct 2026 | $309,000 | $208 | 3/2.5 | 1,483 | 11 | 1.1 |
| 3962 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INC | Sep 2026 | $299,589 | $174 | 3/2.5 | 1,717 | 12 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: SAVVY AVENUE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages Of San Jose
Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
View all Villages Of San Jose homes for sale →Keep looking
More homes in Villages Of San Jose
For Sale3809 Lavista Circle 210Jacksonville, FL 32217
2 bd · 2 ba · 1,047 sq ft
$264,900Est. $1,410/moExperience turnkey, low-maintenance living in this beautifully renovated ground-floor condo in Candelero Court at…
Listing Office: watson realty corp
For Sale3820 Lavista Circle 113Jacksonville, FL 32217
3 bd · 2 ba · 1,567 sq ft
$299,000Est. $1,591/moEnjoy your morning coffee overlooking the lake in this Luxury Condo in the Villages of San Jose. 24hr guard gated,…
Listing Office: 1 realty corp
For Sale3820 Lavista Circle 103Jacksonville, FL 32217
2 bd · 2 ba · 1,330 sq ft
$224,900Est. $1,197/moEmbrace peaceful waterfront living in this well maintained, ground-floor, move-in-ready condo within Villages of San…
Listing Office: round table realty
For Sale4020 Lavista Circle 211Jacksonville, FL 32217
2 bd · 2 ba · 1,419 sq ft
$330,000Est. $1,756/moThis highly coveted ground floor unit has only had two owners. Beautiful views of the 14 acre lake surround you. Enjoy…
Listing Office: property sage realty llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Villages Of San Jose
Villages Of San Jose guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines