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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jul 29, 2026·17 days on market·Recent sales in Mandarin

3580 Jamestown Lane

Jacksonville, FL 32223

$286,000sold priceListed at $286,000 · 100% of asking$240/sqftMLS# 2150660
3
Beds
2
Baths
1,192
Sq Ft
1986
Built
1
Garage
No
Pool
No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Imagine 3580 Jamestown Ln, recently transformed with fresh interior paint and new flooring throughout home, presenting a meticulously updated living environment ready for comfortable occupancy. A central fireplace provides a warm gathering point, while a well-appointed patio extends the usable area outdoors to a fully fenced in backyard. This property unites fresh updates with practical outdoor living.. Included 100-Day Home Warranty with buyer activation

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,584
Property taxesest. at asking price, Duval County$467
Estimated total, before insurance$2,051/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,618/yr · $135/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$286,000
$57,200
Loan Term
Monthly Payment
$1,584
Principal & Interest: $1,584
Property taxes (est.): $467
Insurance (est.): $191
Estimated Total Monthly
$2,242
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,661 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$250,742$60,377—
2024$225,948$57,968▲ $9,808
2023$236,989$54,824▲ $40,000
2022$190,586$51,771▲ $4,805
2021$157,476$48,807▲ $15,882
2020$138,055$47,443▲ $6,727

2025 property taxes (current owner): $1,618/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$286,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3535 Tiara Way W, Jacksonville, FL 32223Listed by WATSON REALTY CORPJul 2026$249,000$2632/294850.2
11450 Dustin Court, Jacksonville, FL 32223Listed by LEGACY REALTY GROUP NORTH FLORIDA INCSep 2026$350,000$2393/21,463240.3
3821 Olympic Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCJun 2026$202,000$1413/21,43200.3
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.4
11479 Pine Forest Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPJul 2026$315,500$2853/21,10820.4
3504 Cormorant Branch Court, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$302,500$2462/21,228600.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$286,000
Price / Sq Ft$240
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,192
Acres0.17 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address3580 Jamestown Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionWilliamsburg Trace
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size7,405.2 sq ft
Parcel Number1563320102

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesOther, Dishwasher, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedJune 15, 2026
Days on Market17
Tax Amount$1,618.32
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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