Active·58 days on market
792 Sycamore Way
Orange Park, FL 32073
About this home
Orange Park
Lender credit of $3,000 with the preferred lender! Enjoy the waterfront view with a conservation area beyond. This amazing home is like new with many upgrades. Entertain in the gourmet gas kitchen with quartz countertops and 42-inch cabinets. The office could be 4th bedroom. The ADT system was just updated. Enjoy Florida living in the screen room with a fire pit and hot tub. The exterior is low-maintenance cement board. The owners' suite and in-suite primary bath retreat are upstairs. The HVAC system has an LED air purifier, and the home has a whole-house water filtration system and a reverse osmosis filter at the kitchen sink. Wilford Preserve is a natural gas community with outstanding amenities, including a community pool, a playground, a dog park, and a sports field. This home is close to schools, shopping and connecting roads.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $342,588 | $232,771 | — |
| 2024 | $335,870 | $225,504 | — |
| 2023 | $351,289 | $217,480 | — |
| 2022 | $314,540 | $209,690 | — |
| 2021 | $252,127 | $202,127 | — |
| 2020 | $30,000 | $8,800 | — |
2025 property taxes (current owner): $6,481/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,690 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 22, 2026Price change$424,900−$5,000
- Jul 17, 2026Price change$429,900−$100
- Jun 11, 2026Listed$430,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 INTEGRA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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