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Active

Active·3 days on market

2749 Wood Stork Trail

Orange Park, FL 32073

$320,000$178/sqftEst. $1,650/moMLS# 2158453

Beds

Baths

1,796

Sq Ft

2006

Built

Garage

Pool

About this home

Orange Park

Tucked into a sought after Orange Park neighborhood just minutes from Oakleaf Town Center, this well-maintained single-story home delivers nearly 1,800 square feet of easy, everyday living. Built in 2006, the 4-bedroom, 2-bath layout is thoughtfully designed with a split-bedroom floor plan that gives the primary suite its own private retreat complete with a walk-in closet and an en-suite bath featuring a soaking tub and separate shower. The heart of the home is an inviting eat-in kitchen with a center island, flowing into a generous family room made for gathering, relaxing, and entertaining. Tile and carpet flooring, plantation shutters, and a whole-home water softener round out the comfortable, move-in-ready interior. Step out to the screened lanai and enjoy a peaceful view of the fully fenced backyard. Major updates are already done for you: a newer roof (2019) and water heater (2024)

Cost to own

Mortgage calculator

Home Price

$320,000

Down Payment: 20%

$64,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,650

Principal & Interest: $1,650

Property taxes (est.): $490

Insurance (est.): $213

Estimated Total Monthly

$2,354

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,650

Property taxesest. at asking price, Clay County$490

HOAbilled annually$23

Estimated total, before insurance$2,164/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,773/yr · $148/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,773/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 4, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$320,000

Price / Sq Ft$178

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,796

Acres0.15 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryArgyle

MiddleOakleaf Jr High

HighOrange Park

Community Information

Address2749 Wood Stork Trail, Orange Park, FL 32073

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionSpencers Plantation

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size6,534 sq ft

Parcel Number03042500786401132

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)