Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 56
Active

Active·53 days on market

2827 Copperwood Avenue

Orange Park, FL 32073

$449,500$126/sqftEst. $2,490/moMLS# 2160875
↓ $16,500 below original list
5
Beds
3
Baths
3,558
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $68/mo5,663 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

A gorgeous 5 bed/3 bath home in Wilford Preserve! Built by Dream Finders Homes in 2021, this home offers the 'Wellington' floor plan, which shows off the home's marvelous eating-space kitchen overlooking the living room. The kitchen offers a double oven, gas cooktop, soft-close cabinets/drawers, a pantry closet, and more. Upstairs is an ensemble of 4 bedrooms and 2 bathrooms, including an oversized primary suite with his/hers walk-in closets, and double entry doors. There is also a landing/loft area, laundry room, and a large separate media room w/double door entry. Another stunning feature...3 Noxarte 48'' crystal 'Fandeliers' downstairs--they add both elegance and function to the large space. An additional bonus are the triple slider patio doors that allow for a broad view of the rear covered lanai, backyard, and preserve. This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,490
Property taxesest. at asking price, Clay County$689
HOAbilled annually$68
Estimated total, before insurance$3,247/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,058/yr · $838/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,500
$89,900
Loan Term
Monthly Payment
$2,490
Principal & Interest: $2,490
Property taxes (est.): $689
Insurance (est.): $300
Estimated Total Monthly
$3,478
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,058/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$449,500−$16,500
  • Aug 19, 2026Listed$466,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
623 Ivory Palm Road, Orange Park, FL 32073Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Jul 2026$515,000$1485/33,4871030.3
2928 Firethorn Avenue, Orange Park, FL 32073Listed by KELLER WILLIAMS ST JOHNSAug 2026$470,000$1594/3.52,953140.4
2774 Spoonbill Trail, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1464/32,4931010.7
2763 Spoonbill Trail, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$339,000$1294/32,635830.7
2805 Sand Crane Court, Orange Park, FL 32073Listed by DOGWOOD REALTYJun 2026$420,000$1385/3.53,05420.7
2738 Chestnut Grove Court, Orange Park, FL 32073Listed by DJ & LINDSEY REAL ESTATEJun 2026$630,000$1764/3.53,585730.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,500
Price / Sq Ft$126
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,558
Acres0.13 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2827 Copperwood Avenue, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWilford Preserve
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size5,662.8 sq ft
Parcel Number10042500788100355
ZoningResidential

Amenities

AmenitiesPool, Park, Playground
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Gas Cooktop, Gas Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric, Split System, Zoned
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm, Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionComposition Siding, Concrete, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 19, 2026
Days on Market35
HOA Fees$815 / Annually
HOA FrequencyAnnually
HOA NameWilford Preserve Homeowners Association, Inc.
Tax Amount$10,057.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TOP SOURCE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines