Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 56

Active

Active·7 days on market

2827 Copperwood Avenue

Orange Park, FL 32073

$466,000$131/sqftEst. $2,396/moMLS# 2160875

Beds

Baths

3,558

Sq Ft

2021

Built

Garage

Pool

About this home

Orange Park

A gorgeous 5 bed/3 bath home in Wilford Preserve! Built by Dream Finders Homes in 2021, this home offers the 'Wellington' floor plan, which shows off the home's marvelous eating-space kitchen overlooking the living room. The kitchen offers a double oven, gas cooktop, soft-close cabinets/drawers, a pantry closet, and more. Upstairs is an ensemble of 4 bedrooms and 2 bathrooms, including an oversized primary suite with his/hers walk-in closets, and double entry doors. There is also a landing/loft area, laundry room, and a large separate media room w/double door entry. Another stunning feature...3 Noxarte 48'' crystal 'Fandeliers' downstairs--they add both elegance and function to the large space. An additional bonus are the triple slider patio doors that allow for a broad view of the rear covered lanai, backyard, and preserve. This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).

Cost to own

Mortgage calculator

Home Price

$466,000

Down Payment: 20%

$93,200

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,396

Principal & Interest: $2,396

Property taxes (est.): $714

Insurance (est.): $311

Estimated Total Monthly

$3,420

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,396

Property taxesest. at asking price, Clay County$714

HOAbilled annually$68

Estimated total, before insurance$3,178/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,058/yr · $838/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,058/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Listed$466,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$466,000

Price / Sq Ft$131

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,558

Acres0.13 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address2827 Copperwood Avenue, Orange Park, FL 32073

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionWilford Preserve

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size5,662.8 sq ft

Parcel Number10042500788100355

ZoningResidential

Amenities

AmenitiesPool, Park, Playground

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Double Oven, Gas Cooktop, Gas Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Electric, Split System, Zoned

FlooringCarpet

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security System Owned, Smoke Detector(s)