$396,9903 bd · 2 ba · 2,246 sq ft
Active·209 days on market
3622 Belstead Way
Orange Park, FL 32073
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
This Mayport offers a blend of comfort and elegance with its open-concept design and thoughtful layout. The heart of the home features an optional gourmet kitchen, perfect for culinary enthusiasts, with high-end appliances and a spacious island for casual dining or entertaining. The kitchen seamlessly flows into a cozy café area and an expansive great room, both of which provide easy access to the lanai which invite natural light into the space. The home boasts four generously sized bedrooms, with the primary suite tucked away at the back of the house for added privacy. This serene retreat includes a luxurious en-suite bathroom and walk-in closet, creating a perfect sanctuary within the home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,493 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 7 mi · 4.6 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 5 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest grocery store
Winn-Dixieabout 2 mi · 8560 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:48 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $60,000 | $29,040 | — |
| 2024 | $30,000 | $26,400 | — |
| 2023 | $24,000 | $24,000 | — |
2024 property taxes (current owner): $419/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 15, 2026Price change$396,990−$10,000
- Oct 9, 2026Price change$406,990−$5,809
- Oct 8, 2026Price change$412,799+$5,809
- Aug 14, 2026Price change$406,990−$28,500
- Apr 15, 2026Listed$435,490
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3512 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $330,000 | $193 | 3/2 | 1,711 | 314 | 0.2 |
| 3445 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $439,990 | $161 | 4/4 | 2,728 | 110 | 0.4 |
| 3433 Golden Eye Drive, Orange Park, FL 32065Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $405,000 | $185 | 4/3 | 2,188 | 92 | 0.4 |
| 846 Point Heron Loop, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $436,990 | $175 | 4/3 | 2,500 | 98 | 0.4 |
| 1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INC | Oct 2026 | $317,900 | $169 | 3/2 | 1,878 | 36 | 0.9 |
| 2749 Wood Stork Trail, Orange Park, FL 32073Listed by EXP REALTY LLC | Sep 2026 | $320,000 | $178 | 4/2 | 1,796 | 9 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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