This home is in Jacksonville.

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Active

Active·36 days on market

8023 Almar Place

Jacksonville, FL 32208

$224,900$160/sqftEst. $1,197/moMLS# 2149841

Beds

Baths

1,406

Sq Ft

1952

Built

—

Garage

Pool

About this home

Jacksonville

Do not miss this newly updated 3 or 4 bedroom 2-bathroom home with a den, carport and detached storage shed on a large lot in a quiet, established community. The home features formal living and dining rooms, split bedrooms, and an in-house laundry room. Large master with a walk-in closet and an ensuite master bathroom. The home features an updated kitchen, bathrooms, flooring, fixtures, and so much more. Home comes with new appliances and a one-year home warranty. Up to $35,000 in FREE down payment assistance for qualified buyers. Ask me how Free applications! Easy to show! The seller is motivated. May help with closing costs, prepaids, and or interest rate buy down.

Cost to own

Mortgage calculator

Home Price

$224,900

Down Payment: 20%

$44,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,143

Principal & Interest: $1,143

Est. Taxes & Insurance: $286

Estimated Total Monthly

$1,429

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,197

Property taxesest. at asking price, Duval County$367

Estimated total, before insurance$1,564/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$171,657	$171,657	▲ $6,021
2024	$166,141	$24,627	▲ $15,832
2023	$156,429	$20,998	▲ $2,448
2022	$148,128	$17,474	—
2021	$119,967	$13,503	▲ $4,841
2020	$111,936	$36,936	—

2025 property taxes (current owner): $3,429/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,321 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History