This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 25, 2026·163 days on market·Recent sales in Jacksonville
13762 Victoria Lakes Drive
Jacksonville, FL 32226
About this home
Jacksonville
A great opportunity to own this pond view Victoria Lakes Home. NEW ROOF less than 1.5 years. Interior needs TLC and updating throughout. Needs new AC,. Bring your vision to make this home your own. Features include a split-bedroom plan, 10 ft. tray ceiling(s), an indoor laundry room, and a screened rear patio [overlooking a man-made pond]. This home also features an eating-space kitchen, wood-burning fireplace, wood flooring, tile flooring, & a custom-built fireplace in the master bedroom. Master bathroom with a garden tub and separate shower. Selling in AS-IS condition. Seller will not be making repairs. The Victoria Lakes community amenities include a community pool, playground, park, nearby trails, and a walking track. This location offers its residents many conveniences and nearby attractions to choose from--the home is close to the Jacksonville International Airport, quick freeway access, the Jacksonville Zoo, and the River City Marketplace.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $335,593 | $150,754 | ▲ $5,000 |
| 2024 | $331,621 | $145,798 | — |
| 2023 | $332,925 | $140,096 | — |
| 2022 | $288,661 | $134,560 | ▼ $17,175 |
| 2021 | $230,378 | $128,467 | — |
| 2020 | $218,873 | $126,003 | ▲ $10,158 |
2024 property taxes (current owner): $2,957/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 25, 2026Closed$295,000
- Jul 27, 2026Pending$295,000
- May 17, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $124/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3281 Alistair Court, Jacksonville, FL 32226Listed by BUCK & BUCK INC | Aug 2026 | $270,000 | $129 | 4/2 | 2,088 | 55 | 0.1 |
| 3346 Ivybridge Court, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COAST | Aug 2026 | $320,000 | $159 | 4/2 | 2,016 | 123 | 0.1 |
| 13895 Fish Eagle Drive E, Jacksonville, FL 32226Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $365,000 | $154 | 4/3 | 2,371 | 65 | 0.3 |
| 13513 Yellow Bluff Road, Jacksonville, FL 32226Listed by RPB REALTY,INC | Sep 2026 | $409,900 | $197 | 4/2 | 2,084 | 110 | 0.3 |
| 4174 Victoria Lakes Drive W, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $476,000 | $172 | 5/3 | 2,766 | 3 | 0.5 |
| 13530 Teddington Lane, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $362,500 | $181 | 3/2 | 2,001 | 16 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TOP SOURCE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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