Sold·Closed Sep 16, 2026·46 days on market
2140 Eagle Talon Circle
Fleming Island, FL 32003
About this home
Fleming Island
Meticulously cared for and beautifully updated, this 3-bedroom, 2.5-bath Eagle Harbor home offers 2,685 sq. ft. of thoughtfully designed living in one of Fleming Island's most sought-after communities. The gourmet kitchen features granite countertops, a tile backsplash, double ovens, a walk-in pantry, and abundant cabinetry, all opening to spacious living and dining areas. Tile floors downstairs and luxury vinyl plank upstairs provide low-maintenance living. Upstairs you'll find all three bedrooms, a convenient laundry room, and a versatile loft perfect for a second living space or office. The spacious primary suite offers large closets and a spa-like bath with a soaking tub and tiled shower. Additional highlights include an under-stair storage closet, a tandem 2/3 garage with built in cabinets, a covered patio, and a fully fenced backyard. Enjoy Eagle Harbor's resort-style amenities, top-rated schools, shopping, and dining--this is more than a home, it's a lifestyle!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $445,721 | $279,652 | — |
| 2024 | $454,923 | $271,064 | — |
| 2023 | $444,445 | $261,713 | — |
| 2022 | $401,991 | $252,634 | — |
| 2021 | $300,276 | $243,820 | — |
| 2020 | $289,764 | $239,764 | — |
2025 property taxes (current owner): $6,936/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 17, 2026Closed$450,000
- Aug 26, 2026Pending$450,000
- Jul 10, 2026Active$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 408 Harvest Bend Drive, Fleming Island, FL 32003Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $439,990 | $231 | 3/2 | 1,907 | 7 | 0.4 |
| 2004 Hawkeye Place, Fleming Island, FL 32003Listed by KELLER WILLIAMS WINTER PARK | Aug 2026 | $420,000 | $160 | 4/3 | 2,629 | 72 | 0.5 |
| 5950 W Shores Road, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $575,000 | $202 | 4/3 | 2,844 | 48 | 0.7 |
| 2304 Emilys Way, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $603,000 | $245 | 4/3 | 2,460 | 57 | 0.8 |
| 1832 Chatham Village Drive, Fleming Island, FL 32003Listed by CAMELLIA REAL ESTATE LLC | Sep 2026 | $459,900 | $184 | 3/3 | 2,500 | 135 | 0.9 |
| 128 Malley Cove Lane, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $700,000 | $251 | 5/3 | 2,794 | 105 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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