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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in L'Atrium, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Jul 17, 2026·10 days on market·Recent sales in L'Atrium·L'Atrium

2605 St Noelle Court

Ponte Vedra Beach, FL 32082

$465,000sold priceListed at $485,000 · 95.9% of asking$413/sqftMLS# 2149505
2
Beds
2
Baths
1,126
Sq Ft
1983
Built
2
Garage
No
Pool

5 more homes for sale in L'Atrium →Search L'Atrium on the map

FEMA Zone XHOA $62/mo4,792 sqft lotSingle Family Residence1 story

About this home

L'Atrium

Beautifully updated home in L'Atrium, a coastal community in sought-after Ponte Vedra Beach--just minutes from the shopping and dining of Sawgrass Village, the beaches, and championship-caliber golf. Highlights include a remodeled kitchen, updated bathrooms, and fresh paint throughout. Step outside to a large screened porch and fully redesigned backyard anchored by a brand-new pergola--a seamless extension of the living space, ideal for entertaining and relaxing. Community amenities include a pool and tennis courts. Located within the highly rated St. Johns County school district. Bedrooms, dining/living area, and screened porch were virtually enhanced for design potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,576
Property taxesest. at asking price, St. Johns County$619
HOAbilled semi-annually$62
Estimated total, before insurance$3,256/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,035/yr · $420/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$465,000
$93,000
Loan Term
Monthly Payment
$2,576
Principal & Interest: $2,576
Property taxes (est.): $619
Insurance (est.): $310
Estimated Total Monthly
$3,504
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$363,444$336,478—
2024$343,233$305,889—
2023$340,905$278,081—
2022$332,324$252,801—
2021$238,629$229,819—
2020$219,833$208,926—

2025 property taxes (current owner): $5,035/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 18, 2026Closed$485,000
  • Jul 9, 2026Pending$485,000
  • Jun 12, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $419/sq ft; this home is listed at $431/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7 Northgate Drive, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES,Jul 2026$660,000$4522/21,4592140.4
606 Alhambra Lane, Ponte Vedra Beach, FL 32082Listed by 1 PERCENT LISTS FIRST COASTJun 2026$535,000$4193/21,278261
103 Sanchez Court, Ponte Vedra Beach, FL 32082Listed by WORTH CLARK REALTYApr 2026$528,000$4382/21,20681
167 Bermuda Court, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$404,000$3462/21,1691051.2
802 Tournament Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$495,000$3752/21,32141.3
115 Island Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJul 2025$560,000$3843/2.51,457131.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000
Price / Sq Ft$431
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,126
Acres0.11 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address2605 St Noelle Court, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionL Atrium
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size4,791.6 sq ft
Parcel Number0622433013

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Other

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Garage
Window FeaturesSkylight(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchScreened
FencingFull, Privacy
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 12, 2026
Days on Market10
HOA Fees$369.12 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameL'Atrium Homeowners Association
Tax Amount$5,035.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About L'Atrium

L'Atrium is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all L'Atrium homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines