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Active Under Contract

Active Under Contract·113 days on market

177 Redbud Road

Palm Coast, FL 32137

$225,000$128/sqftEst. $1,201/moMLS# 2148846
↓ $27,500 below original list
3
Beds
2.5
Baths
1,756
Sq Ft
2023
Built
1
Garage
No
Pool
FEMA Zone XHOA $82/mo2,178 sqft lotTownhouse2 stories

About this home

Palm Coast

Welcome to 177 Redbud Road in the sought-after community of The Trails, where modern design, low-maintenance living, and a convenient Palm Coast location come together. Built in 2023, this beautifully designed townhome offers approximately 1,756 square feet of living space with 3 bedrooms, 2.5 bathrooms, and an attached garage. The open-concept floor plan creates an inviting atmosphere for both everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, featuring modern appliances, ample cabinetry, and plenty of workspace. Upstairs, the generous primary suite provides a private retreat with a large bedroom, walk-in closet, and en-suite bath, while two additional bedrooms offer flexibility for guests, family, or a home office. Residents of The Trails enjoy a gated community setting with sidewalks, street lights, playground and a convenient location near shopping, dining, schools, medical facilities, I-95, and Palm Coast's beautiful beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,201
HOAbilled monthly$82
Estimated total, before insurance$1,283/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,201
Principal & Interest: $1,201
Insurance (est.): $150
Estimated Total Monthly
$1,351
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,810 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $369/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Active Under Contract$225,000
  • Aug 19, 2026Price change$225,000−$15,000
  • Jul 9, 2026Price change$240,000−$12,500
  • Jun 4, 2026Listed$252,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$225,000
Price / Sq Ft$128
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,756
Total Structure Area2,131 sq ft
Acres0.05 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address177 Redbud Road, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionThe Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size2,178 sq ft
Parcel Number3410305860000000650
ZoningResidential

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Rear Porch, Screened
FencingPrivacy, Vinyl
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJune 5, 2026
Days on Market89
HOA Fees$82 / Monthly
HOA FrequencyMonthly
Tax Amount$369.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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