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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active Under Contract

$280,000Active Under Contract3 bd · 2.5 ba · 1,795 sq ft

Active Under Contract·107 days on market

108 Redbud Road

Palm Coast, FL 32137

$280,000$156/sqftEst. $1,527/mo mortgageMLS# 2157112
3
Beds
2.5
Baths
1,795
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $82/mo3,920 sqft lotWaterfrontTownhouse2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Easy living in the heart of Palm Coast with three features rarely found in this price range: a gated community, an attached 2 car garage & neighbors on only one side. The open family room flows into a kitchen with granite countertops, stainless steel appliances, breakfast bar seating & a dining area for sit-down meals. A convenient half bath is located downstairs, along with a separate flex area that can be used for a computer desk, drop zone or additional storage. Sliding glass doors open to a screened lanai overlooking a peaceful pond, perfect for morning coffee or relaxing at the end of the day. Upstairs, the laundry room is conveniently located near all 3 bedrooms. The master suite is thoughtfully separated from the other 2 bedrooms for added privacy & features a private bath with dual sinks. When you're not home, lawn care is somebody else's job. The location is minutes from I-95 & US-1 and close to shopping, dining, golf & Palm Coast's beautiful beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,527
HOAbilled monthly$82
Estimated total, before insurance$1,609/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,953/yr · $329/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,527
Principal & Interest: $1,527
Insurance (est.): $187
Estimated Total Monthly
$1,713
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,953/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 31, 2026Active Under Contract$280,000
  • Jul 25, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
31 Redbud Road, Palm Coast, FL 32137Listed by FLORIDA GATEWAY REALTY LLCAug 2026$265,000$1483/2.51,795980.1
172 Redbud Road, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEJun 2026$239,990$1662/2.51,443790.1
50 Redbud Road, Palm Coast, FL 32137Listed by KELLER WILLIAMS ST JOHNSJun 2026$285,000$1593/2.51,795120.1
71 Redbud Road, Palm Coast, FL 32137Listed by MAXREV, LLCJun 2026$255,000$1453/2.51,756970.1
177 Redbud Road, Palm Coast, FL 32137Listed by COLDWELL BANKER BEN BATES INCOct 2026$220,000$1253/2.51,756550.2
10 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$285,000$1963/21,45401.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$280,000
Price / Sq Ft$156
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,795
Acres0.09 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryBelle Terre, reported on 5 other The Trails listings
MiddleIndian Trails, reported on 5 other The Trails listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address108 Redbud Road, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionThe Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size3,920.4 sq ft
Parcel Number3410305860000001880

Amenities

AmenitiesGated, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfacePaved

Additional Information

Date ListedJuly 26, 2026
Days on Market107
HOA Fees$82 / Monthly
HOA FrequencyMonthly
Tax Amount$3,952.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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