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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·41 days on market

25 Riverview Bend N 122

Palm Coast, FL 32137

$249,000$170/sqftEst. $1,329/moMLS# 2160352
↓ $1,000 below original list
3
Beds
2
Baths
1,461
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone AEHOA $800/mo9,583 sqft lotCondominium1 story

About this home

Palm Coast

Welcome to Tidelands, where low-maintenance living meets the Palm Coast lifestyle. This spacious 3-bedroom, 2-bath condo offers 1,461 square feet of living space, an attached one-car garage, and peaceful views of the community pond and surrounding greenery. Enjoy 2nd floor living, where an open layout, abundant natural light, crown molding, and updated flooring create a bright and comfortable space. The kitchen features granite countertops, white cabinetry, stainless-steel appliances, a breakfast bar, and plenty of cabinet and counter space, opening naturally into the dining and living areas. One of the highlights of the home is the screened balcony overlooking the pond and mature trees; the perfect spot for morning coffee, an evening breeze, or simply enjoying the peaceful surroundings. The three bedrooms provide flexibility for family, guests, a home office, or hobby space, while ample closets and built-in shelving offer additional storage throughout the home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,329
HOAbilled monthly$800
Estimated total, before insurance$2,129/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,619/yr · $302/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,000
$49,800
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Insurance (est.): $166
Estimated Total Monthly
$1,495
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,619/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 5, 2026Price change$249,000−$1,000
  • Aug 15, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,000
Price / Sq Ft$170
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,461
Acres0.22 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleOther
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address25 Riverview Bend N 122, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionTidelands
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size9,583.2 sq ft
Parcel Number4210315919000100122

Amenities

AmenitiesPool, Barbecue, Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Pickleball, Trash
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsTwo
LaundryIn Unit

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedAugust 15, 2026
Days on Market23
HOA Fees$800 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet
Tax Amount$3,618.96
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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