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Sold

Sold·Closed Aug 28, 2026·98 days on market

31 Redbud Road

Palm Coast, FL 32137

$265,000sold priceListed at $279,900 · 94.7% of asking$148/sqftMLS# 2140454
3
Beds
2.5
Baths
1,795
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $82/mo3,485 sqft lotTownhouse2 stories

About this home

Palm Coast

Well-maintained 3-bedroom, 2.5-bath, 2 car garage townhome in a newer gated Palm Coast community offering modern style and low-maintenance living. The open-concept main floor features a spacious living/dining area, stainless steel kitchen, board and batten accents, and a custom barn door leading to a flex/office space. Upstairs includes a split floor plan, convenient laundry room, and a large primary suite with private bath. Wood-look LVP flooring, updated ceiling fans, and custom closet shelving add value throughout. Enjoy a community playground and HOA-maintained landscaping, all within walking distance to schools, with easy I-95 access and a short drive to Town Center, shopping, restaurants and local beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
HOAbilled monthly$82
Estimated total, before insurance$1,550/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,953/yr · $329/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Insurance (est.): $177
Estimated Total Monthly
$1,645
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,953/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$279,900
  • Jul 22, 2026Pending$279,900
  • Apr 16, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
50 Redbud Road, Palm Coast, FL 32137Listed by KELLER WILLIAMS ST JOHNSJun 2026$285,000$1593/2.51,795120.1
71 Redbud Road, Palm Coast, FL 32137Listed by MAXREV, LLCJun 2026$255,000$1453/2.51,756970.1
172 Redbud Road, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEJun 2026$239,990$1662/2.51,443790.3
10 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$285,000$1963/21,45401.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$156
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,795
Acres0.08 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address31 Redbud Road, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionThe Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size3,484.8 sq ft
Parcel Number3410305860000000050

Amenities

UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedApril 17, 2026
Days on Market98
HOA Fees$82 / Monthly
HOA FrequencyMonthly
Tax Amount$3,952.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA GATEWAY REALTY LLC

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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