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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Active·Listed today

138 Redbud Road

Palm Coast, FL 32137

$274,900$156/sqftEst. $1,523/moMLS# 2168885
3
Beds
2.5
Baths
1,758
Sq Ft
2023
Built
1
Garage
No
Pool
HOA $82/moWaterfrontTownhouse2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Some homes simply make sense from the moment you walk in. This 2023-built townhome in the gated community of The Trails of Palm Coast offers 1,758 square feet of comfortable, low-maintenance living with a layout that works beautifully for everyday life. The main level brings the kitchen, dining, and living spaces together in an open, inviting flow, with granite countertops adding a polished finish to the kitchen. Upstairs, the bedrooms are set apart from the main living areas, and NEW CARPET gives the entire upper level a fresh feel. The one-car garage adds convenient covered parking and valuable storage for bikes, beach gear, and everything that comes with living in Palm Coast.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
HOAbilled monthly$82
Estimated total, before insurance$1,605/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,691/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$274,900
$54,980
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Insurance (est.): $183
Estimated Total Monthly
$1,706
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:58 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,691/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 12, 2026Listed$274,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
172 Redbud Road, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEJun 2026$239,990$1662/2.51,443790.1
31 Redbud Road, Palm Coast, FL 32137Listed by FLORIDA GATEWAY REALTY LLCAug 2026$265,000$1483/2.51,795980.2
50 Redbud Road, Palm Coast, FL 32137Listed by KELLER WILLIAMS ST JOHNSJun 2026$285,000$1593/2.51,795120.2
71 Redbud Road, Palm Coast, FL 32137Listed by MAXREV, LLCJun 2026$255,000$1453/2.51,756970.2
10 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$285,000$1963/21,45401.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,900
Price / Sq Ft$156
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,758
Total Structure Area2,131 sq ft
Year Built2023
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address138 Redbud Road, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionThe Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number3410305860000002000
ZoningMulti Family

Amenities

AmenitiesGated, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedOctober 12, 2026
Days on Market0
HOA Fees$82 / Monthly
HOA FrequencyMonthly
HOA NameThe Trails of Palm Coast | Sovereign and Jacobs
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,691.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PARKSIDE REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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