$199,990Active Under Contract3 bd · 2.5 ba · 1,760 sq ft
Active Under Contract·36 days on market
3750 Silver Bluff Boulevard 408
Orange Park, FL 32065
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Priced to sell, Come view this End unit condo always maintained in Oakleaf . Water heater will be replaced prior to closing, This end unit is steps away from the soccer field and minutes to schools, amenities and more. Screened in patio to enjoy BBQ or sit and have cup of coffee to start your day. Walking distance to schools. Newer paint and carpet throughout. This property is also up for rent MLS # 2167845
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 6 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 7 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 6 mi · Doctors Lake
Closest grocery store
Publixabout 1.0 mi · 9518 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $211,473 | $201,071 | — |
| 2024 | $209,590 | $182,792 | — |
| 2023 | $204,929 | $166,175 | — |
| 2022 | $177,722 | $151,069 | — |
| 2021 | $142,455 | $137,336 | — |
| 2020 | $132,866 | $124,851 | — |
2025 property taxes (current owner): $4,471/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Active Under Contract$199,990
- Oct 5, 2026Active$199,990
- Oct 4, 2026Withdrawn$199,990
- Aug 24, 2026Price change$199,990−$10
- Jul 30, 2026Price change$200,000−$12,900
- Jul 1, 2026Listed$212,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $114/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3750 Silver Bluff Boulevard 305, Orange Park, FL 32065Listed by ERA ONETEAM REALTY | Aug 2026 | $180,000 | $94 | 3/2 | 1,908 | 7 | 0 |
| 3750 Silver Bluff Boulevard 203, Orange Park, FL 32065Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $205,000 | $127 | 2/2 | 1,610 | 15 | 0.1 |
| 3750 Silver Bluff Boulevard 605, Orange Park, FL 32065Listed by SHOE REALTY INC | Jul 2026 | $222,500 | $117 | 3/2 | 1,908 | 119 | 0.1 |
| 3750 Silver Bluff Boulevard 2402, Orange Park, FL 32065Listed by SMILEEHOUSE AUCTION CO LLC | Aug 2026 | $204,000 | $121 | 3/2.5 | 1,681 | 41 | 0.2 |
| 3750 Silver Bluff Boulevard 2108, Orange Park, FL 32065Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Aug 2026 | $210,000 | $119 | 3/2.5 | 1,760 | 51 | 0.2 |
| 3408 Biltmore Way, Orange Park, FL 32065Listed by WATSON REALTY CORP | Jul 2026 | $190,000 | $131 | 2/2.5 | 1,445 | 137 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DISCOVER REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in The Cottages At Oakleaf
For Sale3750 Silver Bluff Boulevard 1904Orange Park, FL 32065
3 bd · 2 ba · 1,908 sq ft
$200,000Est. $1,064/moThis spacious 3-bedroom condominium, plus an office and attached one-car garage, is the largest floor plan available in…
Listing Office: jane duncan realty llc
Pending3750 Silver Bluff Boulevard 2808Orange Park, FL 32065
3 bd · 2.5 ba · 1,760 sq ft
$204,900Est. $1,091/moStep into easy living at this beautifully maintained 3-bedroom, 2 1/2-bath condo in the highly sought-after Oakleaf…
Listing Office: doctors lake realty
For Sale3750 Silver Bluff Boulevard 2004Orange Park, FL 32065
3 bd · 2 ba · 1,908 sq ft
$210,000Est. $1,118/moNew Price! Reduced $25,000! Welcome to easy, low-maintenance living in this beautifully maintained and freshly updated…
Listing Office: one sotheby's international realty
For Sale3750 Silver Bluff Boulevard 807Orange Park, FL 32065
3 bd · 2.5 ba · 1,681 sq ft
$210,000Est. $1,118/moSAVE HUNDREDS PER MONTH by assuming the remaining VA loan for qualified buyers @ 6.24% (P&I = $1,467)! Priced in short…
Listing Office: keller williams first coast realty
Keep looking
Similar homes in Orange Park
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines