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Active

Active·68 days on market

41 Lancelot Drive

Palm Coast, FL 32137

$509,900$222/sqftEst. $2,630/moMLS# 2148204

Beds

Baths

2,294

Sq Ft

2024

Built

Garage

Pool

About this home

Palm Coast

OPEN HOUSE Saturday 8/1 from 11-1!! Welcome to this beautifully appointed Seagate custom-built home, where modern design, thoughtful upgrades, and everyday functionality come together seamlessly. Better than new and meticulously maintained, this residence offers the rare combination of stylish finishes, smart-home convenience, and enhanced privacy with no immediate neighbor on one side. Step inside to discover a bright, open-concept layout filled with natural light and complemented by soaring ceilings, custom light features, and a desirable split-bedroom floor plan. The heart of the home is the stunning kitchen, featuring an oversized quartz island, custom two tone cabinetry, stainless steel appliances, and striking pendant lighting that creates an elevated yet inviting atmosphere. Designed for comfort and functionality, the primary suite features elegant tray ceilings and crown molding, while the ensuite bath boasts dual vanities, a soaking tub, and a spacious separate shower.

Cost to own

Mortgage calculator

Home Price

$509,900

Down Payment: 20%

$101,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,630

Principal & Interest: $2,630

Insurance (est.): $340

Estimated Total Monthly

$2,969

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,630

Estimated total, before insurance$2,630/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,539/yr · $545/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,539/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Price change$509,900−$10,000
Jun 2, 2026Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$509,900

Price / Sq Ft$222

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,294

Acres0.23 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address41 Lancelot Drive, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionMatanzas Woods

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size10,018.8 sq ft

Parcel Number0711317037005100030

Amenities

UtilitiesElectricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity System Owned