$479,9004 bd · 2 ba · 2,294 sq ft
Active·161 days on market
41 Lancelot Drive
Palm Coast, FL 32137
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Welcome to this beautifully maintained Seagate custom-built home, where quality craftsmanship, thoughtful design, and added privacy create an inviting place to call home. With no immediate neighbor on one side, a fully fenced backyard, and a spacious open-concept layout, this home offers a wonderful balance of comfort, functionality, and everyday living. Inside, soaring ceilings and abundant natural light complement the desirable split-bedroom floor plan. The kitchen serves as the heart of the home, featuring an oversized quartz island, custom two-tone cabinetry, stainless steel appliances, and elegant pendant lighting. The primary suite offers a peaceful retreat with tray ceilings, crown molding, dual vanities, a soaking tub, and a separate walk-in shower. A dedicated home office with a custom wood slat accent wall provides additional flexibility for work or personal use. Thoughtful upgrades throughout include app-controlled smart lighting, hardwired Ethernet connectivity, a
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 8 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 2 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 4 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Princess Place Preserve – Paddlecraft Accessabout 4 mi · Pellicer Creek
Closest grocery store
Aldiabout 13 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,539/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 9, 2026Price change$479,900−$15,100
- Sep 3, 2026Price change$495,000−$14,900
- Jul 27, 2026Price change$509,900−$10,000
- Jun 2, 2026Listed$519,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $209/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12 Lansing Lane, Palm Coast, FL 32137Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $415,000 | $209 | 3/2 | 1,982 | 61 | 0.1 |
| 9 London Dr Drive, Palm Coast, FL 32137Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $565,000 | $225 | 3/2 | 2,508 | 119 | 0.2 |
| 89 Laramie Drive, Palm Coast, FL 32137Listed by EXP REALTY LLC | Nov 2026 | $285,000 | $162 | 4/2 | 1,757 | 6 | 0.3 |
| 43 Langdon Drive, Palm Coast, FL 32137Listed by MAXREV, LLC | Sep 2026 | $425,000 | $211 | 4/2 | 2,014 | 139 | 0.3 |
| 44 Leidel Drive, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATION | Jul 2026 | $450,000 | $190 | 4/2.5 | 2,363 | 15 | 0.3 |
| 89 Lee Drive, Palm Coast, FL 32164Listed by LENNAR REALTY INC | Aug 2026 | $314,994 | $173 | 4/2 | 1,821 | 54 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
11/14/2026
11:00 am - 1:00 pm