$285,000Sold4 bd · 2 ba · 1,757 sq ft
Sold·Closed Nov 4, 2026·6 days on market
89 Laramie Drive
Palm Coast, FL 32137
About this home
Palm Coast
Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! Built in 2020 and offering the kind of layout that actually makes sense for everyday life, 89 Laramie Drive brings together 4 bedrooms, 2 bathrooms, 1,757 square feet of living space, 2,466 total square feet under roof and a 2-car garage, all wrapped in a handsome brick exterior. With a spacious split-bedroom floor plan, high ceilings, an open main living area and plenty of room. Even better, NO HOA, NO CDD and Flood Zone X mean fewer fees and more freedom to simply enjoy where you live. With a spacious split-bedroom floor plan, high ceilings, an open main living area and plenty of room to spread out, this home proves you don't have to choose between togetherness and having a little space to yourself. Step through the front entry and the home opens into a bright, spacious living area where vaulted ceilings and recessed lighting add to the open feel.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 7 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 2 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Princess Place Preserve – Paddlecraft Accessabout 3 mi · Pellicer Creek
Closest grocery store
Aldiabout 13 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:43 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,459/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 4, 2026Closed$285,000
- Sep 25, 2026Pending$285,000
- Sep 18, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $162/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 43 Langdon Drive, Palm Coast, FL 32137Listed by MAXREV, LLC | Sep 2026 | $425,000 | $211 | 4/2 | 2,014 | 139 | 0.1 |
| 12 Lansing Lane, Palm Coast, FL 32137Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $415,000 | $209 | 3/2 | 1,982 | 61 | 0.2 |
| 28 Bud Shire Lane, Palm Coast, FL 32137Listed by LENNAR REALTY INC | Jul 2026 | $283,494 | $191 | 3/2 | 1,484 | 50 | 0.3 |
| 122 Lindsay Drive, Palm Coast, FL 32137Listed by CENTURY 21 INTEGRA | Jul 2026 | $424,900 | $278 | 3/2 | 1,531 | 29 | 0.4 |
| 89 Lee Drive, Palm Coast, FL 32164Listed by LENNAR REALTY INC | Aug 2026 | $314,994 | $173 | 4/2 | 1,821 | 54 | 0.6 |
| 21 Lewisdale Lane, Palm Coast, FL 32137Listed by REALTY EXCHANGE LLC | Jul 2026 | $300,000 | $188 | 3/2 | 1,594 | 64 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Sold by: IHEART REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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