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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 18, 2026·61 days on market

12 Lansing Lane

Palm Coast, FL 32137

$415,000sold priceListed at $390,000 · 106.4% of asking$209/sqftMLS# 2144909
3
Beds
2
Baths
1,982
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Welcome to this stunning 2024 built home in the desirable Matanzas Woods area of Palm Coast! This energy-efficient 3 bedroom, 2 bathroom home offers nearly 2,000 sq ft of thoughtfully designed living space loaded with upgrades throughout. The open-concept floor plan features luxury tile plank flooring, soaring 9'4'' ceilings, and a spacious bonus room perfect for an office, flex space, or playroom. The gourmet kitchen showcases quartz countertops, stainless steel appliances, 42'' soft-close cabinetry, and ample storage. The spacious primary suite includes tray ceilings, oversized walk-in closets, and a beautifully appointed bath. Enjoy relaxing on the covered lanai overlooking the landscaped yard with irrigation system already in place. Built with quality concrete block construction and backed by a 10-year structural warranty. Conveniently located close to shopping, dining, schools, parks, and just a short drive to the beach. No HOA!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Estimated total, before insurance$2,299/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,961/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Insurance (est.): $277
Estimated Total Monthly
$2,575
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,961/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$390,000
  • Jul 21, 2026Pending$390,000
  • May 21, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
43 Langdon Drive, Palm Coast, FL 32137Listed by MAXREV, LLCSep 2026$425,000$2114/22,0141390.2
28 Bud Shire Lane, Palm Coast, FL 32137Listed by LENNAR REALTY INCJul 2026$283,494$1913/21,484500.2
9 London Dr Drive, Palm Coast, FL 32137Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$565,000$2253/22,5081190.3
44 Leidel Drive, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONJul 2026$450,000$1904/2.52,363150.3
21 Lewisdale Lane, Palm Coast, FL 32137Listed by REALTY EXCHANGE LLCJul 2026$300,000$1883/21,594640.4
122 Lindsay Drive, Palm Coast, FL 32137Listed by CENTURY 21 INTEGRAJul 2026$424,900$2783/21,531290.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$390,000
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,982
Total Structure Area1,982 sq ft
Acres0.23 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address12 Lansing Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Lot Dimensions10019
Parcel Number07-11-31-7037-0048
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 21, 2026
Days on Market61
Tax Amount$2,961
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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