Sold·Closed Jun 9, 2026·23 days on market
95114 Gentry Lane
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to 95114 Gentry Lane in beautiful Fernandina Beach, where outdoor living meets everyday convenience. Located in the Willow Branch Acres community, this 3-bedroom, 2-bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres. The carpet-free interior features a spacious living area with a wood-burning fireplace and large windows that fill the home with natural light. Mature oak trees provide shade and a peaceful setting, while covered front and rear porches offer great spaces to relax or entertain. The expansive lot offers room to create your dream outdoor space, with flexibility to store your RV, boat, or recreational equipment thanks to no HOA. Outdoor enthusiasts will appreciate two public boat ramps within 2.5 miles and nearby creek, river, and shoreline fishing. Conveniently located about 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $220,649 | $59,900 | — |
| 2024 | $185,836 | $57,504 | — |
| 2023 | $182,247 | $54,373 | — |
| 2022 | $127,578 | $51,333 | — |
| 2021 | $120,301 | $48,382 | — |
| 2020 | $104,735 | $47,024 | ▼ $5,527 |
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95081 Wildwood Circle, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTY | Sep 2026 | $305,000 | $215 | 3/2 | 1,418 | 84 | 0.1 |
| 95422 Plum Loop, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $290,000 | $157 | 3/2 | 1,848 | 63 | 0.2 |
| 95222 Dwight Drive, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | Aug 2025 | $285,000 | $168 | 2/2 | 1,695 | 4 | 0.3 |
| 97166 Harbor Concourse Circle, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $395,000 | $231 | 3/2 | 1,707 | 14 | 0.7 |
| 95605 Springhill Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $359,900 | $182 | 4/2 | 1,976 | 136 | 0.7 |
| 97280 Harbor Concourse Circle, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $405,000 | $227 | 3/2 | 1,787 | 89 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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