This home is in Island View, Orange Park.

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Pending

Pending·48 days on market·Island View

3919 Eldridge Avenue

Orange Park, FL 32073

$360,000$177/sqftEst. $1,916/moMLS# 2147444

Beds

Baths

2,037

Sq Ft

1977

Built

—

Garage

Yes

Pool

About this home

Island View

Rare opportunity to own a POOL home on over half an acre in one of Orange Park's most desirable locations near River Road, NAS Jacksonville, and downtown Jacksonville. This 3-bedroom, 2.5-bath home offers over 2,000 square feet of living space, enclosed patio, and a spacious backyard with room to relax, entertain, or expand. The remodeled kitchen features newer appliances, while major updates include a 2020 roof, 2018 HVAC system, 2022 water heater, and 2024 electrical. Enjoy walking and biking along scenic River Road, with convenient access to shopping, dining, parks, and everything Jacksonville has to offer. A wonderful opportunity to own a pool home on a rare oversized lot and add your personal touch while building equity

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,818

Principal & Interest: $1,818

Est. Taxes & Insurance: $455

Estimated Total Monthly

$2,273

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,916

Property taxesest. at asking price, Clay County$552

Estimated total, before insurance$2,468/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$304,131	$135,859	—
2024	$305,441	$131,323	—
2023	$287,032	$126,042	—
2022	$225,604	$120,915	—
2021	$189,036	$115,937	—
2020	$175,679	$113,646	—

2025 property taxes (current owner): $2,591/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.