This home is in Jacksonville.
Pending·137 days on market
4507 Trenton Drive S
Jacksonville, FL 32209
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Great opportunity to own this spacious 2-bedroom, 1-bath home on Trenton Drive. Featuring a generous layout, this property is perfect for buyers looking to add their own cosmetic updates and finishing touches. This is a short sale; please note that all offers are subject to third-party lender approval. The property is being sold strictly in 'as-is' condition. Seller will make no repairs, and no warranties or guarantees are expressed or implied regarding the condition of the home. Buyers are responsible for confirming their lender's ability to accommodate short sale terms prior to submitting an offer. No verbal offers or subject to the mortgage offers will be accepted. All offers must be on the AS IS FAR BAR Contract to meet lender requirements of a short sale.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,650 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $195,000 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $169,370 | $118,648 | ▲ $1,610 |
| 2024 | $167,965 | $117,965 | — |
| 2023 | $135,902 | $120,254 | — |
| 2022 | $125,787 | $109,322 | — |
| 2021 | $99,384 | $99,384 | — |
| 2020 | $96,138 | $96,138 | ▲ $3,220 |
Estimated taxes if purchased at asking price: ~$3,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Pending$165,000
- Jul 8, 2026Active Under Contract$165,000
- May 26, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $116/sq ft; this home is listed at $91/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4112 Owen Avenue, Jacksonville, FL 32209Listed by WHOLESALE REALTY LLC | Sep 2026 | $83,500 | $65 | 4/1 | 1,290 | 1 | 0.3 |
| 5918 Lusaid Drive, Jacksonville, FL 32209Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $140,000 | $68 | 3/2.5 | 2,048 | 16 | 0.9 |
| 5832 Lusaid Drive, Jacksonville, FL 32209Listed by RISE REALTY ADVISORS, LLC | Sep 2026 | $265,000 | $134 | 4/2 | 1,981 | 4 | 0.9 |
| 4804 Churchill Drive, Jacksonville, FL 32208Listed by EVERYSTATE INC | Sep 2026 | $185,000 | $116 | 3/2 | 1,592 | 71 | 1 |
| 6638 Champlain Road, Jacksonville, FL 32208Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Sep 2026 | $218,000 | $151 | 3/2 | 1,440 | 6 | 1.1 |
| 6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $54,220 | $42 | 3/1.5 | 1,281 | 21 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PUBLIC SERVICES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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