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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 7, 2026·16 days on market·Recent sales in Jacksonville

5918 Lusaid Drive

Jacksonville, FL 32209

$140,000sold priceListed at $150,000 · 93.3% of asking$68/sqftMLS# 2163066
3
Beds
2.5
Baths
2,048
Sq Ft
1959
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Opportunity awaits at 5918 Lusaid Drive! This spacious 3 bedroom, 2 bath brick home offers approximately 2,048 sq ft with generous living and dining areas, hardwood floors, a brick fireplace, enclosed Florida room, covered carport, storage and a fenced backyard. The home retains much of its original character and offers excellent potential for renovation, investment or an owner looking to make it their own. Property is being sold AS IS and needs repairs and updating. HVAC is currently non-operational, plumbing repairs are needed, several lights are not functioning, and visible cracking is present in portions of the home, including the Florida room. Roof is believed to date to approximately 2004. Seller and listing broker make no representation as to the cause or extent of visible cracking. Buyer to perform all desired inspections and independently verify property condition.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$775
Property taxesest. at asking price, Duval County$229
Estimated total, before insurance$1,004/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,399/yr · $283/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$775
Principal & Interest: $775
Property taxes (est.): $229
Insurance (est.): $93
Estimated Total Monthly
$1,097
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,399/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$150,000
  • Sep 18, 2026Active Under Contract$150,000
  • Sep 15, 2026Price change$150,000−$25,000
  • Sep 2, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $73/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5832 Lusaid Drive, Jacksonville, FL 32209Listed by RISE REALTY ADVISORS, LLCSep 2026$265,000$1344/21,98140.1
6647 Manhattan Drive, Jacksonville, FL 32219Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$259,900$1774/31,4701250.8
6633 Kinlock Drive W, Jacksonville, FL 32219Listed by OCEANSIDE REAL ESTATEJul 2026$245,000$1343/21,822480.8
7020 Richardson Road, Jacksonville, FL 32209Listed by OCEANSIDE REAL ESTATEJul 2026$294,900$1443/32,049530.9
3543 Mildred Way, Jacksonville, FL 32254Listed by WJH BROKERAGE FL LLCSep 2026$255,000$1753/21,4553231.1
3552 Mildred Way, Jacksonville, FL 32254Listed by WJH BROKERAGE FL LLCAug 2026$314,990$1604/2.51,9651511.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$73
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,048
Acres0.25 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address5918 Lusaid Drive, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionKinnard
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size10,890 sq ft
Parcel Number0419560000

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingOff Street

Interior

AppliancesOther
CoolingOther
# of Stories1

Exterior

Other StructuresOther

Additional Information

Date ListedSeptember 2, 2026
Days on Market16
Tax Amount$3,399.19
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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