This home is in Jacksonville.
Active·157 days on market
4208 Homer Road S
Jacksonville, FL 32209
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Check out this solid block beauty with brand new everything. Maintenance-free living for many years to come. Luxury modern kitchen with quality cabinets and quartz counters. All stainless steel appliances still with the stickers on and under warranty. Two full bathrooms featuring marble tile showers and floors. Master bedroom with en-suite large bathroom and huge walk-in closet. State of the art tankless water heater. Washer & Dryer tower. Long driveway, carport, and massive back yard with mature landscaping and tall trees for shade. End of cul-de-sac surrounded by single family homes. Feels like the suburbs but right in the city. A must see.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,355 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $82,814 | $82,814 | ▲ $1,560 |
| 2024 | $81,444 | $37,808 | — |
| 2023 | $77,858 | $34,371 | — |
| 2022 | $70,565 | $31,247 | — |
| 2021 | $56,815 | $28,407 | — |
| 2020 | $55,125 | $26,616 | ▲ $3,120 |
2025 property taxes (current owner): $1,823/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 11, 2026Price change$169,000−$11,000
- May 7, 2026Listed$180,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $204/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4444 S Trenton Drive, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATE | Sep 2026 | $105,000 | $112 | 3/1 | 939 | 22 | 0.4 |
| 2625 Larkspur Avenue, Jacksonville, FL 32209Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $138,000 | $153 | 3/1 | 900 | 2 | 0.8 |
| 6109 Strawflower Place, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATE | Oct 2026 | $110,000 | $129 | 3/1 | 850 | 124 | 0.9 |
| 6912 Corday Road, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $146,500 | $140 | 3/1 | 1,050 | 9 | 0.9 |
| 2051 Frank E Avenue, Jacksonville, FL 32208Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Sep 2026 | $52,000 | $59 | 3/1 | 880 | 115 | 1.3 |
| 6786 W Gaspar Circle, Jacksonville, FL 32219Listed by FLORIDA'S CHOICE REALTY LLC | Jul 2026 | $180,000 | $169 | 3/1 | 1,068 | 55 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: US REALTY HUB
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines