Sold·Closed Jun 29, 2026·5 days on market
4 Providence Lane
Palm Coast, FL 32164
About this home
Palm Coast
Welcome to 1 of only 3 Ana Paula models ever built in Palm Coast by World Class Homes of NE Florida. This custom 3BR/3BA home blends Mediterranean-inspired architecture with quality craftsmanship and thoughtful design. Features include a stamped circular driveway, elegant front elevation, architectural ceiling details, ambient lighting, wood-look LVP and tile flooring, and a stylish electric fireplace. The open split floor plan offers multiple living and dining spaces with seamless indoor/outdoor flow. The kitchen features KraftMaid cabinetry, granite countertops, stainless appliances, farmhouse sink, breakfast bar, coffee and wine station with built-in wine fridge, pull-out shelving, deep drawers, and built-in spice rack. Pocket sliders open to a 515 sq. ft. tiled lanai overlooking the screened saltwater pool, private pool bath, fenced backyard, paver fire pit, mature landscaping, and storage shed.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 13 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 8 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 6 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 6 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 19 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,564/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $228/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3 Walla Place, Palm Coast, FL 32164Listed by LPT REALTY LLC | Sep 2026 | $325,000 | $146 | 3/2 | 2,224 | 82 | 0.6 |
| 105 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Aug 2026 | $299,900 | $167 | 2/2 | 1,799 | 403 | 0.8 |
| 31 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $349,795 | $176 | 4/2 | 1,986 | 303 | 0.9 |
| 43 White Feather Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Sep 2026 | $360,000 | $167 | 4/3 | 2,151 | 130 | 0.9 |
| 73 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Aug 2026 | $303,185 | $169 | 2/2 | 1,799 | 410 | 0.9 |
| 7 Winterberry Place, Palm Coast, FL 32164Listed by SELECT REALTY LLC | Oct 2026 | $355,000 | $148 | 3/2 | 2,393 | 128 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines