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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 1, 2026·130 days on market

43 White Feather Lane

Palm Coast, FL 32164

$360,000sold priceListed at $364,500 · 98.8% of asking$167/sqftMLS# 2136055
4
Beds
3
Baths
2,151
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Schedule your tour today! Step into this truly beautiful home filled with natural light and an inviting sense of space. From the moment you walk in, you'll notice the bright, open layout that creates a warm and welcoming atmosphere throughout. The generous living areas flow effortlessly, perfect for both relaxing and entertaining, while large windows bring in abundant sunshine that highlights every corner of the home. This property offers the perfect blend of comfort and style, with spacious rooms designed for everyday living and flexibility. Whether you're hosting guests or enjoying a quiet evening in, this home delivers the ideal setting. Located in a desirable area with no HOA, you'll enjoy added freedom and convenience. A rare opportunity to own a light-filled, move-in ready home that truly stands out, don't miss it!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Estimated total, before insurance$1,994/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,546/yr · $462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Insurance (est.): $240
Estimated Total Monthly
$2,234
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,546/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Closed$364,500
  • Jul 30, 2026Pending$364,500
  • Jul 21, 2026Price change$364,500−$25,000
  • Mar 21, 2026Listed$389,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70 Rae Drive, Palm Coast, FL 32164Listed by COWFORD REALTY & DESIGN LLCAug 2026$292,000$1753/21,66880.4
3 Walla Place, Palm Coast, FL 32164Listed by LPT REALTY LLCSep 2026$325,000$1463/22,224820.7
47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCSep 2026$389,900$1824/22,14850.8
25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$319,000$1714/21,8621741
23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLCSep 2026$270,000$1583/21,7132891.1
25 Rymshaw Drive, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$210,000$1373/21,53121.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$364,500
Price / Sq Ft$169
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,151
Acres0.23 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWadsworth
MiddleBuddy Taylor

Community Information

Address43 White Feather Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Parcel Number0711317023004200020

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

RoofShingle
Road SurfaceConcrete

Additional Information

Date ListedMarch 21, 2026
Days on Market130
Tax Amount$5,545.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNCOAST PROPERTY MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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