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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pine Grove, Palm Coast.

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Active

Active·66 days on market·Pine Grove

144 Point Pleasant Drive

Palm Coast, FL 32164

$439,900$233/sqftEst. $2,262/moMLS# 2141339
3
Beds
2
Baths
1,890
Sq Ft
2025
Built
3
Garage
No
Pool

About this home

Pine Grove

This is your opportunity to own a move-in ready, energy-efficient, smart home in Palm Coast--where comfort, quality construction, and modern living come together. Luxury within reach starts here. This is not just new construction--this is a high-performance, energy-efficient home designed to outperform the competition. Features include; Advanced Heating & Cooling: High-efficiency system with zoned technology for optimal comfort TechShield Radiant Barrier Roof System for improved energy savings Enhanced Insulation: Insulsafe SP fiberglass blown-in insulation Energy Star Appliances & LED Lighting for lower utility costs PlyGem 1500 Series Windows for efficiency and durability Tankless Water Heater (min. 3 GPM) + Moen low-flow plumbing fixtures Smart Home Technology Package Includes: Cat6 high-performance wiring Qolsys IQ2 smart panel SkyBell video doorbell Z-Wave integration Keyless entry system Built for Durability & Peace of Mind ZIP Panel System & Huber Advantech subflooring Engineere

Cost to own

Mortgage calculator

$439,900
$87,980
Loan Term
Monthly Payment
$2,262
Principal & Interest: $2,262
Insurance (est.): $293
Estimated Total Monthly
$2,555
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,262
Estimated total, before insurance$2,262/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$972/yr · $81/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $972/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 23, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,900
Price / Sq Ft$233
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,890
Total Structure Area2,300 sq ft
Acres0.23 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Ranch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSoutheast

School Information

ElementaryWadsworth
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address144 Point Pleasant Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPine Grove
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Lot Dimensions120x125
Parcel Number0711317028006000200
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Windows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Disposal, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator
HeatingElectric, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch, Porch, Rear Porch
FencingFull, Vinyl
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 23, 2026
Days on Market41
Tax Amount$972.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Pine Grove

Pine Grove is a neighborhood in Jacksonville Beach, FL (Flagler County), ZIP 32164.

View all Pine Grove homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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