Active·188 days on market
14 Prospect Lane
Palm Coast, FL 32164
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
One or more photo(s) has been virtually staged. Welcome to this beautifully crafted new construction Green Home by Hunter Quinn Homes, featuring the highly sought-after Pimlico floor plan--a spacious, high-performance home designed for energy efficiency, comfort, and modern flexibility. This thoughtfully designed home offers an open-concept layout filled with natural light, complemented by 9-foot ceilings, 8-foot solid interior doors, and LED lighting throughout, creating a bright and inviting atmosphere. A standout feature of the Pimlico model is the upstairs bonus room, offering incredible versatility--perfect as an additional bedroom, media room, playroom, music room, teen loft, or home office to fit your lifestyle needs. Built as a high-performance, energy-efficient home, this property includes energy-rated windows with a 15-year warranty, a radiant roof barrier system that deflects heat, spray foam insulation for superior air sealing, and dual-zoned thermostats--all designed to re
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,740 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 13 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 8 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 6 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 6 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 19 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:35 AM, sunset 6:42 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $945/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 10, 2026Price change$399,000−$20,000
- Apr 22, 2026Listed$419,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3 Walla Place, Palm Coast, FL 32164Listed by LPT REALTY LLC | Sep 2026 | $325,000 | $146 | 3/2 | 2,224 | 82 | 0.6 |
| 7 Winterberry Place, Palm Coast, FL 32164Listed by SELECT REALTY LLC | Oct 2026 | $355,000 | $148 | 3/2 | 2,393 | 128 | 0.9 |
| 35 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Oct 2026 | $299,900 | $187 | 3/2 | 1,604 | 161 | 0.9 |
| 31 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $349,795 | $176 | 4/2 | 1,986 | 303 | 0.9 |
| 33 Phoenix Lane, Palm Coast, FL 32164Listed by REAL ESTATE SERVICES OF PALM COAST | Sep 2026 | $338,000 | $172 | 4/2 | 1,960 | 143 | 1.1 |
| 52 Pershing Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLC | Sep 2026 | $337,500 | $217 | 3/2 | 1,555 | 428 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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