This home is in Pine Grove, Palm Coast.

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Active

Active·85 days on market·Pine Grove

14 Prospect Lane

Palm Coast, FL 32164

$419,000$210/sqftEst. $2,230/moMLS# 2141381

Beds

Baths

2,000

Sq Ft

2025

Built

Garage

Pool

About this home

Pine Grove

One or more photo(s) has been virtually staged. Welcome to this beautifully crafted new construction Green Home by Hunter Quinn Homes, featuring the highly sought-after Pimlico floor plan--a spacious, high-performance home designed for energy efficiency, comfort, and modern flexibility. This thoughtfully designed home offers an open-concept layout filled with natural light, complemented by 9-foot ceilings, 8-foot solid interior doors, and LED lighting throughout, creating a bright and inviting atmosphere. A standout feature of the Pimlico model is the upstairs bonus room, offering incredible versatility--perfect as an additional bedroom, media room, playroom, music room, teen loft, or home office to fit your lifestyle needs. Built as a high-performance, energy-efficient home, this property includes energy-rated windows with a 15-year warranty, a radiant roof barrier system that deflects heat, spray foam insulation for superior air sealing, and dual-zoned thermostats--all designed to re

Cost to own

Mortgage calculator

Home Price

$419,000

Down Payment: 20%

$83,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,130

Principal & Interest: $2,130

Est. Taxes & Insurance: $532

Estimated Total Monthly

$2,662

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,230

Estimated total, before insurance$2,230/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $945/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 22, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000

Price / Sq Ft$210

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,000

Total Structure Area2,300 sq ft

Acres0.23 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorthwest

School Information

ElementaryBelle Terre

MiddleBuddy Taylor

HighFlagler Palm Coast

Community Information

Address14 Prospect Lane, Palm Coast, FL 32164

Area601-Flagler County-North Central

SubdivisionPine Grove

CityPalm Coast

CountyFlagler

StateFL

Zip Code32164

Lot Size10,018.8 sq ft

Lot Dimensions120x125

Parcel Number0711317024005300210

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Windows

ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)