This lot is in Mandalay, Atlantic Beach.
$1,575,0000.16 acres · Unimproved Land
Active·165 days on market·Mandalay
174 13th Street
Atlantic Beach, FL 32233
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About this lot
Mandalay
Rare Opportunity in Old Atlantic Beach! Build Your Dream Home just steps away from the Sand and Atlantic Ocean, on this cleared and Ready - To - Build Corner Lot, in one of the most sought - after locations in Old Atlantic Beach. The property includes exclusive, private beach access. Seller has custom plans designed specifically for this lot and is willing to share them with Buyer. Enjoy the close proximity to Atlantic Beach Town Center, the AB Country Club, Parks, and Top Rated Schools all just a short walk, bike ride, or golf cart ride away. Don't miss this exceptional opportunity to own in a Premier Coastal Neighborhood.
Next steps in Mandalay
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
13th Stabout 0.1 mi
Closest park or preserve
Dutton Island Preserve9 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Park4 min drive · Baseball, Soccer
Closest grocery store
Publix6 min drive · 580 Atlantic Blvd, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $1,000,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,089,738 | $975,695 | — |
| 2024 | $886,996 | $886,996 | ▼ $104,353 |
| 2023 | $655,930 | $655,930 | — |
| 2022 | $655,930 | $655,930 | — |
| 2021 | $595,195 | $595,195 | — |
| 2020 | $592,687 | $592,687 | — |
Estimated taxes if purchased at asking price: ~$30,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- May 19, 2026Listed$1,575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $8,205,882 an acre; this lot is listed at $9,843,750 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 1096 East Coast Drive, Atlantic Beach, FL 32233Listed by YIELD COACH REALTY | Jul 2026 | $1,395,000 | $8,205,882 | 0.17 | 4 | 0.2 |
| 1070 East Coast Drive, Atlantic Beach, FL 32233Listed by YIELD COACH REALTY | Jul 2026 | $1,250,000 | $7,352,941 | 0.17 | 4 | 0.2 |
| 331 10th Street, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | May 2026 | $1,575,000 | $9,264,706 | 0.17 | 8 | 0.2 |
| 1039 Beach Avenue, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Apr 2026 | $1,500,000 | $8,333,333 | 0.18 | 186 | 0.2 |
| 350 4th Street, Atlantic Beach, FL 32233Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Mar 2026 | $1,550,000 | $5,961,538 | 0.26 | 39 | 0.6 |
| 255 Sherry Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $1,095,000 | $5,475,000 | 0.2 | 25 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: SAVVY AVENUE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mandalay
Mandalay is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
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Krista Fracke
Broker Associate
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