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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns.

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Sold

Sold·Closed Jun 22, 2026·34 days on market·Recent sales in St. Johns County

190 Red Cedar Drive

St. Johns, FL 32259

$539,900sold priceListed at $539,900 · 100% of asking$241/sqftMLS# 2145312
4
Beds
3
Baths
2,242
Sq Ft
2017
Built
3
Garage
No
Pool
HOA $92/moSingle Family Residence2 stories

About this home

St. Johns

Back on market prior to inspections due to buyer's change in circumstances. No fault of property. Beautifully maintained 4BR/3BA home on a private preserve lot in North St. Johns County featuring a rare 3-car garage, low HOA, and no CDD fees! This move-in-ready home features a functional split-bedroom layout with the primary suite and two guest bedrooms on the main floor, plus a completely private upstairs 4th bedroom/flex space with its own full bath well suited for guests, multigenerational living, a teen retreat, or a quiet executive home office setup. The gourmet kitchen features an oversized granite island, double ovens, and opens to the main living space filled with natural light. Additional features include a French door entry, elegant wood staircase, tray and coffered ceilings, updated lighting and fixtures, dual- zone NEST thermostats, integrated lighting controls, custom built-ins, and a 9-foot hidden sliding glass door lea

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, St. Johns County$718
HOAbilled quarterly$92
Estimated total, before insurance$3,801/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,131/yr · $511/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$539,900
$107,980
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $718
Insurance (est.): $360
Estimated Total Monthly
$4,069
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $560,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$469,171$418,449—
2024$458,187$408,187—
2023$458,683$395,645—
2022$456,172$334,487—
2021$304,079$304,079—
2020$287,909$287,909—

2025 property taxes (current owner): $6,131/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1117 Villere Court, St. Augustine, FL 32259Listed by HERRON REAL ESTATE LLCAug 2026$480,000$2483/21,932220.2
63 Gourd Island Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$462,500$2213/2.52,091680.8
191 S Arabella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$2505/3.52,602290.8
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995981.1
424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$440,000$1934/32,276811.2
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75351.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,900
Price / Sq Ft$241
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,242
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address190 Red Cedar Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCedar Point
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0263440120

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Exterior FeaturesOther

Additional Information

Date ListedMay 26, 2026
Days on Market34
HOA Fees$275 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,131
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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