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Sold

Sold·Closed Jun 23, 2026·6 days on market

1500 Calming Water Drive 5805

Fleming Island, FL 32003

$210,000sold priceListed at $216,000 · 97.2% of asking$162/sqftMLS# 2145276
2
Beds
2.5
Baths
1,296
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $255/mo871 sqft lotTownhouse2 stories

About this home

Fleming Island

**Sellers ACCEPTING BACK UP OFFERS*** Beautifully presented interior 2 bed, 2.5 bath unit in the ever popular Lake Ridge North Villas of beautiful Fleming Island Plantation. Super location within the community, close to the entrance, mailboxes, and a lovely green tree line behind you, offering privacy and convenience. Neutral colors, impeccably maintained, and can close quickly, offering the buyer a super easy contract to close opportunity. All documents are uploaded into the MLS for buyers' review, but please call the seller with any additional questions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, Clay County$322
HOAbilled monthly$255
Estimated total, before insurance$1,740/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,890/yr · $324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $322
Insurance (est.): $140
Estimated Total Monthly
$1,625
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $225,700 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$216,021$165,299—
2024$209,966$209,966—
2023$197,883$112,514—
2022$157,781$107,781—
2021$121,980$0—
2020$112,336$56,836—

2025 property taxes (current owner): $3,890/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1500 Calming Water Drive 5605, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCSep 2026$186,000$1442/2.51,29670
1500 Calming Water Drive 5503, Fleming Island, FL 32003Listed by VILLAGE REALTYMar 2026$210,000$1413/2.51,4921720
1500 Calming Water Drive 5202, Fleming Island, FL 32003Listed by GIFFORD PROPERTIES & MANAGEMENT INCJul 2026$182,500$1412/2.51,296170.1
1500 Calming Water Drive 102, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYMay 2026$212,000$1642/2.51,296550.1
1500 Calming Water Drive 5405, Fleming Island, FL 32003Listed by EAGLES WORLD REALTY, INCMay 2026$182,500$1412/2.51,296120.1
1500 Calming Water Drive 4603, Fleming Island, FL 32003Listed by PROFESSIONAL REALTY NETWORKApr 2026$239,000$1603/2.51,492130.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$216,000
Price / Sq Ft$167
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,296
Acres0.02 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFleming Island
MiddleGreen Cove Springs

Community Information

Address1500 Calming Water Drive 5805, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionLake Ridge Villas North
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size871.2 sq ft
Parcel Number08052601426605047
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Golf Course, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 14, 2026
Days on Market6
HOA Fees$254.99 / Monthly
HOA FrequencyMonthly
HOA NameLake Ridge Villas North The CAM Team
Tax Amount$3,889.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAZEN HOMES, INC.

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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