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Active

Active·21 days on market

1595 Vineland Circle B

Fleming Island, FL 32003

$250,000$171/sqftEst. $1,324/moMLS# 2163000
3
Beds
2.5
Baths
1,460
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $297/mo2,614 sqft lotTownhouse2 stories

About this home

Fleming Island

Welcome home to this beautifully updated townhome in the heart of Fleming Island! This 1,460-square-foot home offers 3 bedrooms and 2.5 bathrooms. The remodeled kitchen features granite countertops and newer, lightly used appliances. Additional improvements include updated bathroom flooring, and updated lighting throughout. The roof was replaced in 2022. The private backyard provides the perfect place to relax, entertain, or enjoy a weekend barbecue. Residents have access to wonderful community amenities, including a clubhouse, swimming pool, splash park, playground, volleyball and basketball courts, baseball fields, and tennis courts. Golf memberships are available separately.Conveniently located near shopping, dining, schools, hospitals, and NAS Jacksonville, with downtown Jacksonville approximately 20 minutes away and Jacksonville International Airport approximately 30 minutes away. Come see everything this move in ready Fleming Island townhome has to offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,324
Property taxesest. at asking price, Clay County$383
HOAbilled monthly$297
Estimated total, before insurance$2,004/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,937/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,324
Principal & Interest: $1,324
Property taxes (est.): $383
Insurance (est.): $167
Estimated Total Monthly
$1,874
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,622 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,937/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 2, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$250,000
Price / Sq Ft$171
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,460
Acres0.06 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs
HighFleming Island

Community Information

Address1595 Vineland Circle B, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionAutumn Glen
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size2,613.6 sq ft
Parcel Number16052601426603844

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market14
HOA Fees$296.95 / Monthly
HOA FrequencyMonthly
Tax Amount$4,936.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · Wendy@wendyaldridge.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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