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Sold

Sold·Closed Mar 16, 2026·172 days on market

1500 Calming Water Drive 5503

Fleming Island, FL 32003

$210,000sold priceListed at $220,000 · 95.5% of asking$141/sqftMLS# 2108802
3
Beds
2.5
Baths
1,492
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $253/mo871 sqft lotCondominium2 stories

About this home

Fleming Island

Priced to sell! Motivated Seller! This 3/2.5 bath townhome in highly sought after Lake Ridge Villas North. Enjoy the conveniences of Fleming Island living and all the resort style amenities of Fleming Island Plantation. Comfortable open concept layout with brand new carpet, wall paint, stove and dishwasher. New dryer and microwave this year also. AC is 3 yrs old. Walking distance to top rated Elementary and High Schools.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, Clay County$322
HOAbilled monthly$253
Estimated total, before insurance$1,738/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,016/yr · $335/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $322
Insurance (est.): $140
Estimated Total Monthly
$1,625
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$225,522$186,925—
2024$219,383$169,932—
2023$209,415$154,484—
2022$167,021$140,440—
2021$129,127$127,673—
2020$127,166$116,067—

2024 property taxes (current owner): $4,016/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1500 Calming Water Drive 5605, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCSep 2026$186,000$1442/2.51,29670
1500 Calming Water Drive 5202, Fleming Island, FL 32003Listed by GIFFORD PROPERTIES & MANAGEMENT INCJul 2026$182,500$1412/2.51,296170
1500 Calming Water Drive 5805, Fleming Island, FL 32003Listed by MAZEN HOMES, INC.Jun 2026$210,000$1622/2.51,29660
1500 Calming Water Drive 102, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYMay 2026$212,000$1642/2.51,296550
1500 Calming Water Drive 5405, Fleming Island, FL 32003Listed by EAGLES WORLD REALTY, INCMay 2026$182,500$1412/2.51,296120
1500 Calming Water Drive 5906, Fleming Island, FL 32003Listed by LATITUDE 30 REALTY LLCMar 2026$240,000$1323/2.51,81790

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$220,000
Price / Sq Ft$147
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,492
Acres0.02 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1500 Calming Water Drive 5503, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionLake Ridge Villas North
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size871.2 sq ft
Parcel Number08052601426605027

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 15, 2025
Days on Market172
HOA Fees$253 / Monthly
HOA FrequencyMonthly
Tax Amount$4,016.39
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VILLAGE REALTY

Sold by: ALLIANCE REALTY & FINANCIAL SERVICES, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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