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Active

Active·43 days on market

2200 Marsh Hawk Lane 511

Fleming Island, FL 32003

$190,000$188/sqftEst. $1,006/moMLS# 2159484
$5,000 below original list
2
Beds
1
Baths
1,011
Sq Ft
2007
Built
Garage
No
Pool
FEMA Zone XHOA $225/mo436 sqft lotCondominium1 story

About this home

Fleming Island

Welcome to easy, low-maintenance living in desirable Fleming Island! This move-in-ready 2-bedroom, 1-bath condo offers the perfect combination of convenience and lifestyle. The kitchen is equipped with stainless steel appliances, while the in-unit stackable washer and dryer is included, no need to purchase any appliances! Freshly painted, new HVAC in 2024, appliances 2023, new washer and dryer in 2026, this home is ready for you to unpack and start enjoying the work, play and live lifestyle the community offers. Start your morning with coffee on the private balcony or take advantage of the community's incredible amenities just a short bike ride away. Enjoy access to Fleming Island Plantation's resort-style lifestyle, including community pools, volleyball courts, tennis and pickleball courts, playgrounds, sidewalks perfect for walking or biking, and so much more. Golf enthusiasts will appreciate the 18-hole golf course and Top of the Tee driving range featuring Toptracer technology

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,006
Property taxesest. at asking price, Clay County$291
HOAbilled monthly$225
Estimated total, before insurance$1,522/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,006
Principal & Interest: $1,006
Property taxes (est.): $291
Insurance (est.): $127
Estimated Total Monthly
$1,424
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 21, 2026Price change$190,000$5,000
  • Aug 10, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$190,000
Price / Sq Ft$188
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,011
Acres0.01 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs
HighFleming Island

Community Information

Address2200 Marsh Hawk Lane 511, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionCarrington Place
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size435.6 sq ft
Parcel Number04052601426620075

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingElectric
CoolingCentral Air
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Road SurfaceAsphalt

Additional Information

Date ListedAugust 10, 2026
Days on Market42
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY · StarrKeating@CBVFL.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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