Sold·Closed Jul 14, 2026·17 days on market
1500 Calming Water Drive 5202
Fleming Island, FL 32003
About this home
Fleming Island
This 2 bedroom, 2 1/2 bathroom Fleming Island Plantation townhome features LVP and tile throughout, spacious kitchen w/ granite countertops, 2 ensuite bedrooms w/ walk-in closets, upstairs laundry, 1 car garage and more! Fleming Island Plantation features incredible amenities including 2 swimming pools, playgrounds, tennis courts, volleyball courts and an 18 hole golf course.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 22 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 3 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 3 mi · Saint Johns River - Black Creek
Closest youth league fields
Rivertown Parkabout 4 mi · Baseball, Football, Lacrosse, Softball, Track
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $198,886 | $166,973 | — |
| 2024 | $193,499 | $151,794 | — |
| 2023 | $184,728 | $137,995 | — |
| 2022 | $147,406 | $125,450 | — |
| 2021 | $114,046 | $114,046 | — |
| 2020 | $112,335 | $112,335 | — |
2025 property taxes (current owner): $3,954/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 14, 2026Closed$199,500
- Jun 12, 2026Listed$199,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $154/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1500 Calming Water Drive 5605, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Sep 2026 | $186,000 | $144 | 2/2.5 | 1,296 | 7 | 0 |
| 1500 Calming Water Drive 5405, Fleming Island, FL 32003Listed by EAGLES WORLD REALTY, INC | May 2026 | $182,500 | $141 | 2/2.5 | 1,296 | 12 | 0 |
| 1500 Calming Water Drive 5503, Fleming Island, FL 32003Listed by VILLAGE REALTY | Mar 2026 | $210,000 | $141 | 3/2.5 | 1,492 | 172 | 0 |
| 1500 Calming Water Drive 403, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jan 2026 | $200,000 | $134 | 3/2.5 | 1,492 | 108 | 0 |
| 1500 Calming Water Drive 5805, Fleming Island, FL 32003Listed by MAZEN HOMES, INC. | Jun 2026 | $210,000 | $162 | 2/2.5 | 1,296 | 6 | 0.1 |
| 1500 Calming Water Drive 102, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERY | May 2026 | $212,000 | $164 | 2/2.5 | 1,296 | 55 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: GIFFORD PROPERTIES & MANAGEMENT INC
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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