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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 17, 2026·2 days on market·Recent sales in Mandarin

13172 Rivergate Trail E

Jacksonville, FL 32223

$450,000sold priceListed at $449,999 · 100% of asking$231/sqftMLS# 2144677
3
Beds
2
Baths
1,944
Sq Ft
1983
Built
2
Garage
Yes
Pool
No HOA0.85 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Professional Pictures coming soon! Beautiful Mandarin home tucked away on a quiet cul-de-sac with peaceful lake and preserve views! This 3-bedroom, 2-bath home features vaulted ceilings, a spacious split floor plan, granite countertops, and a cozy fireplace. Enjoy your private backyard retreat complete with a pool, firepit, and plenty of space to relax or entertain. Major updates include a new roof, 2018 AC, and solar panels that will be paid off at closing for added energy efficiency and savings. Conveniently located near shopping, dining, and top-rated schools with no HOA!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
Estimated total, before insurance$3,227/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,893/yr · $324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$332,728$188,592—
2024$313,085$182,570▲ $9,217
2023$330,993$175,797▲ $35,595
2022$283,959$169,221—
2021$235,149$162,836▲ $4,216
2020$225,153$161,616▲ $11,520

2025 property taxes (current owner): $3,893/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.3
11774 Mandarin Forest Drive, Jacksonville, FL 32223Listed by REMAX WELCOME HOMESep 2026$505,000$2723/21,85840.4
11780 Mandarin Forest Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYAug 2026$520,000$2213/32,350300.4
12911 Silver Oak Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS ST JOHNSAug 2026$445,000$2464/21,80820.5
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524120.6
12202 Mayors Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPOct 2026$329,900$2263/21,4581100.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,999
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,944
Acres0.85 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

Community Information

Address13172 Rivergate Trail E, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRivergate
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size37,026 sq ft
Parcel Number1057445372

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedMay 12, 2026
Days on Market2
Tax Amount$3,892.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HASSLE-FREE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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