This home is in Jacksonville.

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Active

Active·64 days on market

3122 Post Street

Jacksonville, FL 32205

$249,990$235/sqftEst. $1,331/moMLS# 2144376

Beds

Baths

1,064

Sq Ft

1924

Built

—

Garage

Pool

About this home

Jacksonville

3 Beds 1 Bath Big Fenced Backyard!! Cute Bungalow in Murray Hill / Central Riverside. Hardwood floors and Tile (NO Carpet), Granite Counters and lots of Counter Space in the Kitchen with Soft Close Cabinets and Drawers. . Convenient to Edgewood Ave by walking, car or biking, for all the Shops, Eats and Entertainment... Now and To Come! Easy access to get to the highways and to be central located weather going to the Airport, Riverside, Avondale, Springfield, Beaches or Town Centers or even NAS Jax Navy Base.

Cost to own

Mortgage calculator

Home Price

$249,990

Down Payment: 20%

$49,998

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,331

Principal & Interest: $1,331

Est. Taxes & Insurance: $333

Estimated Total Monthly

$1,663

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,331

Property taxesest. at asking price, Duval County$408

Estimated total, before insurance$1,739/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$181,232	$181,232	—
2024	$186,537	$186,537	▲ $8,130
2023	$184,075	$78,655	▲ $9,900
2022	$168,239	$74,908	▲ $19,800
2021	$126,222	$71,270	▲ $3,295
2020	$119,596	$69,596	—

2025 property taxes (current owner): $3,569/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,103 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History