This home is in Jacksonville.
Active·155 days on market
3122 Post Street
Jacksonville, FL 32205
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Back on Market and ready for your offer!! 3 Beds Bungalow with Large Fenced Backyard!! This Cute Bungalow in Murray Hill / Central Riverside has Hardwood floors and Tile (NO Carpet), Granite Counters and lots of Counter Space in the Kitchen with Soft Close Cabinets and Drawers. . Convenient to Edgewood Ave by walking, car or biking, for all the Shops, Eats and Entertainment... Now and To Come! Easy access to get to the highways and to be central located weather going to the Airport, Riverside, Avondale, Springfield, Beaches or Town Centers or even NAS Jax Navy Base.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1924)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,103 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $181,232 | $181,232 | — |
| 2024 | $186,537 | $186,537 | ▲ $8,130 |
| 2023 | $184,075 | $78,655 | ▲ $9,900 |
| 2022 | $168,239 | $74,908 | ▲ $19,800 |
| 2021 | $126,222 | $71,270 | ▲ $3,295 |
| 2020 | $119,596 | $69,596 | — |
2025 property taxes (current owner): $3,569/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 24, 2026Price change$234,990−$10,000
- Jul 24, 2026Price change$244,990−$5,000
- May 8, 2026Listed$249,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $210,000 | $207 | 3/1 | 1,015 | 100 | 0.3 |
| 1097 McDuff Avenue S, Jacksonville, FL 32205Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Sep 2026 | $155,000 | $164 | 3/1 | 943 | 62 | 0.3 |
| 2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLC | Oct 2026 | $439,000 | $322 | 3/2 | 1,364 | 128 | 0.5 |
| 3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLC | Sep 2026 | $219,900 | $230 | 3/1 | 957 | 37 | 0.5 |
| 716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLC | Sep 2026 | $249,990 | $208 | 3/2.5 | 1,201 | 24 | 0.6 |
| 2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAX | Sep 2026 | $112,500 | $85 | 3/1.5 | 1,318 | 7 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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