This home is in Jacksonville.

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Active

Active·163 days on market

3052 College Street

Jacksonville, FL 32205

$239,900$259/sqftEst. $1,277/moMLS# 2127663

Beds

Baths

926

Sq Ft

1940

Built

Garage

Pool

About this home

Jacksonville

This charming remodeled home offers 2 spacious bedrooms, beautifully upgraded and updated kitchen and bathroom, separate garage that can be used as a fully functional workshop. Upgrades/Updates include: Water heater (2025), Roof (2018), HVAC (2019), New Windows throughout (2024, except for the windows in the front bedroom), French Door (2024), interior painted throughout. The light and bright fully enclosed sunroom is welcoming and opens into the expansive living room with the beautiful fireplace as a focal point of the room and stunning wood floors throughout. The kitchen boasts granite countertops, stainless steel appliances, upgraded decorative high cabinets, breakfast bar, wine chiller and massive pantry. The open layout features a separate dining room with new French doors leading to the fully fenced backyard and detached garage. The garage is plumbed for hot and cold water with a 50 amp service with an upgraded panel plus welding plug for the workshop enthusiast.

Cost to own

Mortgage calculator

Home Price

$239,900

Down Payment: 20%

$47,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,277

Principal & Interest: $1,277

Est. Taxes & Insurance: $319

Estimated Total Monthly

$1,596

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,277

Property taxesest. at asking price, Duval County$392

Estimated total, before insurance$1,669/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$139,707	$75,021	—
2024	$132,810	$72,200	—
2023	$136,070	$68,641	▼ $5,762
2022	$136,102	$65,186	▼ $15,398
2021	$125,922	$61,832	—
2020	$110,288	$60,288	—

2025 property taxes (current owner): $1,878/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,182 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History