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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a waterfront home in Nassau County.

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Sold

Sold·Closed Jun 30, 2026·15 days on market·Recent sales in Yulee

76296 Longleaf Loop

Yulee, FL 32097

$322,000sold priceListed at $345,000 · 93.3% of asking$160/sqftMLS# 2144197
4
Beds
2
Baths
2,010
Sq Ft
2005
Built
2
Garage
No
Pool
HOA $45/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Yulee

Welcome to Timber Creek Plantation -- where peaceful waterfront living meets everyday convenience! This spacious 4-bedroom, 2-bath stucco home offers over 2,000 sq ft of comfortable living space in one of the area's most desirable neighborhoods. Built in 2005 with a newer 2018 roof, this property features a bright open floorplan with high ceilings. Enjoy morning coffee or evening sunsets from the screened-in patio overlooking the tranquil pond. The eat-in kitchen flows seamlessly into the main living space, while the laundry/mud room adds extra functionality. A 2-car attached garage provides plenty of storage and parking. Located in a quiet, convenient location close to I-95, this vacant home is ready for light finishing touches to make it your own. Residents of Timber Creek Plantation enjoy fantastic community amenities including a pool, basketball courts, playground, and clubhouse.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,784
Property taxesest. at asking price, Nassau County$445
HOAbilled semi-annually$45
Estimated total, before insurance$2,273/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,595/yr · $133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$322,000
$64,400
Loan Term
Monthly Payment
$1,784
Principal & Interest: $1,784
Property taxes (est.): $445
Insurance (est.): $215
Estimated Total Monthly
$2,443
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$274,831$93,521—
2024$270,907$90,178—
2023$261,383$86,095—
2022$221,258$82,131—
2021$193,131$78,283—
2020$180,190$76,512—

2025 property taxes (current owner): $1,595/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76170 Long Leaf Loop, Yulee, FL 32097Listed by REAL BROKER LLCSep 2026$323,000$1983/21,632330.1
76217 Tideview Lane, Yulee, FL 32097Listed by HONEYCOMB REALTY LLCJul 2026$315,000$2003/21,57320.2
76097 Tideview Lane, Yulee, FL 32097Listed by HERRON REAL ESTATE LLCAug 2026$350,000$1574/22,23420.3
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.4
76401 Deerwood Drive, Yulee, FL 32097Listed by 1 REALTY CORPAug 2026$330,000$1783/21,85050.5
75225 White Rabbit Avenue, Yulee, FL 32097Listed by BLUEFIN REAL ESTATE GROUPJul 2026$450,000$1974/32,288130.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$172
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,010
Acres0.14 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address76296 Longleaf Loop, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek Plantation 1
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Lot Dimensions50 x 120 ft
Parcel Number112N26205001420000
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street, On Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBlock, Frame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 8, 2026
Days on Market15
HOA Fees$271.5 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$1,594.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FREEDOM REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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