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Active

Active·62 days on market

75353 Fox Cross Avenue

Yulee, FL 32097

$465,000$176/sqftEst. $2,475/moMLS# 2144019

Beds

Baths

2,640

Sq Ft

2024

Built

Garage

Pool

About this home

Yulee

SELLER IS OFFERING $5,000 TOWARDS BUYER'S CLOSING COSTS! Tucked away in the sought-after Tributary community of Yulee, 75353 Fox Cross Avenue offers 4 bedrooms, 2.5 bathrooms, and 2,640 square feet of thoughtfully designed living space with upgraded finishes and a layout built for everyday comfort. An assumable VA loan with a 4.75% interest rate is available for qualified buyers, creating a rare financing opportunity in today's market. Inside, the home feels bright and welcoming with an abundance of windows that fill the space with natural light. Upgraded oak-style LVP flooring runs throughout the main living areas, while the open-concept design creates an easy flow between the kitchen, dining, and living spaces. Just off the main living area, the first-floor office provides the flexibility for working from home, a playroom, or additional lounge space, and a convenient half bath is located downstairs for guests.

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,475

Principal & Interest: $2,475

Est. Taxes & Insurance: $619

Estimated Total Monthly

$3,094

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,475

Property taxesest. at asking price, Nassau County$639

HOAbilled annually$13

Estimated total, before insurance$3,127/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$393,560	$393,560	—

2025 property taxes (current owner): $8,768/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History