This home is in Hildreth Back Bay, St. Augustine — a home near St. Augustine High School.
Active·165 days on market·Hildreth Back Bay
10 Beacon Street
St. Augustine, FL 32084
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About this home
Hildreth Back Bay
Fully furnished and turnkey, this is your opportunity to own a vacation home, short-term rental, or your own private getaway! Gently lived in and used primarily as a vacation home, it feels practically brand new. Inside, you'll find a clean, modern design featuring stainless steel appliances, granite countertops, durable vinyl flooring, and timeless white shaker cabinets. Start your mornings on the charming front porch with a cup of coffee, and wind down evenings on the back deck,perfect for grilling and entertaining (Grill Included) Located a nice walk from the heart of historic downtown, and moments from the Vilano Beach via the nearby Vilano Bridge, this home delivers the best of both worlds, coastal living and city charm.
Next steps in Hildreth Back Bay
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,595 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Nease Beachfront Park12 min drive · 14 parking spaces
Closest park or preserve
Anastasia State Park15 min drive · 0.7 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 0.7 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Vilano Causeway Primitive Accessabout 0.6 mi · Hospital Creek
Closest youth league fields
Ketterlinus Gym Community Center8 min drive · Basketball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $427,332 | $427,332 | — |
| 2025 | $523,992 | $281,945 | ▲ $41,202 |
| 2024 | $428,516 | $416,784 | — |
| 2024 | $483,522 | $273,292 | ▼ $700 |
| 2023 | $378,895 | $378,895 | — |
| 2023 | $426,773 | $263,876 | — |
| 2022 | $390,104 | $390,104 | — |
| 2022 | $409,145 | $254,734 | ▼ $5,753 |
| 2021 | $354,814 | $354,814 | — |
| 2021 | $349,589 | $245,859 | — |
| 2020 | $352,300 | $352,300 | — |
| 2020 | $335,308 | $241,775 | — |
2025 property taxes (current owner): $8,461/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 23, 2026Price change$565,000−$14,000
- May 4, 2026Listed$579,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $463/sq ft; this home is listed at $420/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5 Beacon Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $300,000 | $244 | 3/1 | 1,228 | 105 | 0 |
| 31 Oak Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $457,200 | $463 | 2/2 | 988 | 222 | 0.2 |
| 14 Althea Street, St. Augustine, FL 32084Listed by EXP REALTY LLC | Jul 2026 | $930,000 | $554 | 3/2 | 1,680 | 16 | 0.2 |
| 17 Ballard Avenue, St. Augustine, FL 32084Listed by RE/MAX BLUE COAST | Jul 2026 | $390,000 | $360 | 3/1 | 1,082 | 1 | 0.8 |
| 28 Joiner Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $655,000 | $475 | 3/2 | 1,378 | 3 | 1.2 |
| 42 Rohde Avenue, St. Augustine, FL 32084Listed by THE NEWCOMER GROUP | Jun 2026 | $675,000 | $452 | 3/2 | 1,494 | 14 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ELITE REALTY GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Hildreth Back Bay
Hildreth Back Bay is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
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