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This home is in St. Augustine.

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Active

Active·98 days on market

6100 A1A S 417

St. Augustine, FL 32080

$589,900$461/sqftEst. $3,008/moMLS# 2140375
2
Beds
2
Baths
1,280
Sq Ft
1985
Built
Garage
No
Pool

About this home

St. Augustine

Welcome to your dream beach retreat in the heart of Butler Beach! This stunning 2-bedroom, 2.5-bathroom condo is a brand-new listing that promises the perfect blend of coastal charm and modern convenience. Beautifully decorated and fully furnished, this turnkey property is ready for you to move in, vacation, or capitalize on its lucrative short-term rental potential. Step inside and discover a thoughtfully curated interior where every detail has been considered. The tasteful furnishings and inviting décor create a warm, relaxed atmosphere that captures the essence of Florida coastal living! This unit has

Cost to own

Mortgage calculator

$589,900
$117,980
Loan Term
Monthly Payment
$3,008
Principal & Interest: $3,008
Property taxes (est.): $785
Insurance (est.): $393
Estimated Total Monthly
$4,186
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,008
Property taxesest. at asking price, St. Johns County$785
HOAbilled monthly$799
Estimated total, before insurance$4,592/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,876/yr · $490/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$441,000$428,717
2024$479,000$389,743
2023$520,800$354,312
2022$365,000$322,102
2021$315,000$292,820
2020$315,000$266,200

2025 property taxes (current owner): $5,876/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 16, 2026Listed$589,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,900
Price / Sq Ft$461
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,280
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryW. D. Hartley
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address6100 A1A S 417, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Haven
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1829200417
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Car Wash Area, Shuffleboard Court
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewOcean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
RoofMetal
ConstructionConcrete, Stucco

Additional Information

Date ListedApril 16, 2026
Days on Market44
HOA Fees$799 / Monthly
HOA FrequencyMonthly
HOA NameAlliance Realty and Management
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure
Tax Amount$5,875.52
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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