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Active

Active·6 days on market

3312 Blackstone Court

Green Cove Springs, FL 32043

$550,000$222/sqftEst. $2,804/moMLS# 2156101

Beds

Baths

2,475

Sq Ft

2006

Built

2.5

Garage

Pool

About this home

Green Cove Springs

Custom built home by Carlton Construction with wood floors, high ceilings, soaring up to 20 feet in dining room. The tiled gourmet kitchen with gas range, prep island, and designer cabinets is ready for the chef in you. Three spacious bedrooms and private office surround the large dining room with built in buffet and great room. Stack back sliding glass doors lead to the screened and tiled lanai with gas fireplace that opens to screened summer kitchen with new grill, a pot boiler and covered ss cooler. Add to this a 2.5 car garage with paver driveway. The roof was replaced in 2021 and the grill and hot water heater were replaced in 2026. this is a very special house!

Cost to own

Mortgage calculator

Home Price

$550,000

Down Payment: 20%

$110,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,804

Principal & Interest: $2,804

Property taxes (est.): $843

Insurance (est.): $367

Estimated Total Monthly

$4,014

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,804

Property taxesest. at asking price, Clay County$843

HOAbilled quarterly$168

Estimated total, before insurance$3,816/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,439/yr · $453/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,439/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,654 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,000

Price / Sq Ft$222

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,475

Acres0.27 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontNo

School Information

ElementarySpring Park

HighClay

Community Information

Address3312 Blackstone Court, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size11,761.2 sq ft

Lot Dimensions95 X 125

Parcel Number37062601523102170

ZoningPUD

Amenities

AmenitiesGated, Golf Course, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas, Outside

# of Stories1

LevelsOne