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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Solano Cay, Ponte Vedra Beach.

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Active

Active·144 days on market·Solano Cay

167 Solano Cay Circle

Ponte Vedra Beach, FL 32082

$549,900$393/sqftEst. $2,827/moMLS# 2139101
4
Beds
2
Baths
1,400
Sq Ft
1988
Built
Garage
No
Pool

About this home

Solano Cay

Welcome to this beautiful updated 4-bedroom, 2-bath home in Solano Cay at Ponte Vedra Beach. This house features a new kitchen, bathrooms, flooring, an added 4th bedroom in place of the garage, and a new roof. Inside, the living room is spacious, and the kitchen is modern with stainless steel appliances. The bedrooms offer comfort and privacy, including a primary bedroom with an en-suite bathroom. The bathrooms have been completely redone with contemporary fixtures. The exterior includes a shed in the backyard. The backyard provides a peaceful outdoor space. Additional features include a sprinkler system. The house is on a large corner lot. The screened-in side porch adds to the enjoyment of the outdoor space. Overall, this house seamlessly combines modern upgrades with comfortable living. Community amenities include a pool. Short drive to the beach (Ponte Vedra Beach), shopping, golf, and more. Schedule your showing today! Seller is Licensed Real Estate Agent. Buyer to verify SQFT.

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$2,827
Principal & Interest: $2,827
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$3,925
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,827
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$65
Estimated total, before insurance$3,624/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,689/yr · $391/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$326,457$320,642
2024$326,978$291,493
2023$320,240$264,994
2022$307,388$240,904
2021$219,004$219,004
2020$219,837$219,837

2025 property taxes (current owner): $4,689/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 8, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,900
Price / Sq Ft$393
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,400
Total Structure Area1,676 sq ft
Acres0.08 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Other
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address167 Solano Cay Circle, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionSolano Cay
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size3,484.8 sq ft
Lot Dimensions96 X 35
Parcel Number0525410330
ZoningResidential

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Off Street, On Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Corner Lot, Irregular Lot
Patio / PorchCovered, Screened, Side Porch
FencingBack Yard, Wood
RoofShingle
ConstructionFrame
Other StructuresShed(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedApril 9, 2026
Days on Market53
HOA Fees$779 / Annually
HOA FrequencyAnnually
HOA NameBanning Management Inc
Tax Amount$4,689.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Solano Cay

Solano Cay is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Solano Cay homes for sale →

Listing Courtesy of: THE REAL GATOR REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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